A comprehensive range of funds
Our investments and retirement plans are unit-linked, which means your contributions buy units in a range of funds. Each fund will have its own investment strategy and will be managed by professional fund managers. The units are linked to the value of assets such as stocks and shares traded on the stock market (single manager) or funds (multi-manager), so the value of your plan can go down as well as up as it will depend on the performance of the assets your selected funds invest in.
Plan your asset allocation – it's key to helping you achieve your goals
Asset allocation is the process of developing a personalised, diversified investment portfolio by strategically mixing different asset classes in varying proportions. When working with your financial adviser to select an investment product and plan your asset allocation, make sure you discuss your:
- Goals: Saving for retirement, funding a child’s higher education, buying a new home
- Time horizon: How long your investments will be working toward your goals
- Risk tolerance: How comfortable you are with potential fluctuations in the value of your investment portfolio
Your financial adviser can then advise you on choices that to ensure investments decisions are in line with your needs and expectations.
Download our Discovery Invest Investment Fund Guide for further information
We have written the following articles to assist you in making an informed decision when planning your investment portfolio.
