How it works
With the Discovery Group Risk LIFE PLAN you can choose a range of benefits according to the risk needs of your employees. This flexible solution has been designed to protect your employees and their families throughout their lives.
There are four simple steps to create your Discovery Group Risk LIFE PLAN:
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1. Determine the level of cover for your employees with the CORE Benefits
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CORE BENEFITS
These benefits cover the most essential employee risk needs and ensure that all employees enjoy a core level of protection.
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Life Cover Benefit
- Global Education Protector™
- Mortgage Protector™
| Income Continuation Benefit
- Performance Bonus Protector™
- Contribution Protector™
- Dynamic Spend Protector™
- Mortgage Protector™
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2. Enhance the level of cover enjoyed by your employees with PLUS Benefits
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PLUS BENEFITS
PLUS Benefits cover additional employee risk needs and ensure that they enjoy an enhanced level of protection. The employer chooses the additional benefits.
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Capital Disability Benefit
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Severe Illness Benefit
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Funeral Cover Benefit
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3. Allow employees to voluntarily extend their benefits at their own cost
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FLEX BENEFITS
FLEX Benefits are not compulsory and are selected by employees as a multiple of their salary.
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Life Cover Benefit
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Capital Disability Benefit
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Severe Illness Benefit
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4. Join Vitality and have your employees engage in a state of the art health and wellness programme
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Vitality
Vitality is a wellness programme that empowers employees to improve their health by giving them the knowledge, tools and motivation to set and meet health goals. The more healthy your employees, the more Vitality rewards them and the greater the productivity in the workplace.
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