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Thanks for visiting Discovery's website and enquiring about the Discovery products. Discovery offers you a wide range of risk products to cater for your and your family's needs.

If you'd like an independent, accredited financial advisor to contact you or if you need more information, please select a product below.

Discovery Health

Discovery Health

At Discovery our vision is clear - to make people healthier and protect and enhance their lives. Discovery Health is a dynamic, innovative and financially strong health care funding company and is part of the Discovery Group, which is listed on the Johannesburg Securities Exchange. We're also part of the FirstRand group, one of South Africa's largest financial services companies. Independent rating agencies have awarded Discovery Health one of the highest ratings for its claims-paying ability. Discovery Health has a unique range of Plan choices with varying cover and benefits to suit you and your individual circumstances. As a Discovery Health member, you'll be able to join our unique Vitality wellness programme, which offers health, lifestyle and leisure rewards at unprecedented rates.

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Discovery Life

Discovery Life

Discovery Life offers a unique, innovative and living assurance product to help you and your family maintain your lifestyle when illness, disability or death threatens it. Discovery Life is part of Discovery Holdings, an established and financially sound company that has a reputation for pioneering products that set new standards in the assurance industry. As a Discovery Life policyholder, you'll be able to join our unique Vitality wellness programme, which offers health, lifestyle and leisure rewards at unprecedented rates.

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» Find out more about Discovery Life

Discovery Investments

Thinking about investing in your financial future? When you're deciding how best to invest your hard-earned savings, choosing the right investment fund, the best asset manager and getting your timing right are all daunting dilemmas.

Discovery Invest is a brand new investment company in the Discovery stable, which aims to make your decision a little easier. Its comprehensive investment product range offers investors the lowest costs in the market and a unique choice of performance guarantees. Discovery has over the past fifteen years established its abilities in terms of product innovation, distribution and its unique capacity to integrate across its product ranges to unlock value. Discovery Invest plays to all of those strengths to give you an innovative, more efficient alternative.

Discovery Invest introduces three fundamental changes to the way you can protect your savings:

  1. By leveraging the tax efficiency of Discovery's existing life assurance platform, a flexible range of investment wrappers allows you to tailor your investment product according to your needs;
  2. You can choose to protect yourself against poor investment decisions at pay-out stage by having your returns adjusted automatically to what would have been the Right Choice™
  3. If you integrate your investments with your existing Discovery Life Plan and take good care of your health through the Vitality wellness programme, you could pay zero administration fees and asset management fees on Discovery's funds

Discovery Invest is specifically designed to ease the impact of volatility and risk associated with the markets, unlocking value, ensuring efficiency and giving investors' greater peace of mind

  1. Endowment
    A medium term investment vehicle that provides tax efficiencies if you have a five to ten year time horizon
  2. Flexible Investment
    A flexible investment vehicle that allows you to tailor make your solutions while providing you with immediate access to your funds
  3. Retirement Plan
    A long-term investment vehicle providing a tax efficient structure if you are saving towards retirement.
  4. Preserver Plans
    An investment vehicle that helps to ensure that your retirement benefits continue to grow on a tax-efficient basis once you leave your current employer
  5. Retirement income Plans
    Discovery Invest provides both a fixed and linked annuity giving you the flexibility to choose the option that suits your retirement needs best.

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LA Health

LA Health

LAMAF (Local Authorities Medical Aid Fund), now re-branded LA Health (Local Authorities Health), and Discovery Health have joined forces with effect from 1 January 2005. Discovery Health is the new administrator for LA Health and together we've designed a range of exciting new Plan options to give LA Health members a more flexible, comprehensive and affordable range of benefits. As an LA Health member, you'll be able to join our unique Vitality wellness programme, which offers health, lifestyle and leisure rewards at unprecedented rates.

LA Health Medical Scheme & Discovery Health (Pty) LTD

LA Health Medical Scheme provides cover to more than 45 000 beneficiaries and has been operating in the Local Government industry for more than 40 years.

Discovery Health (Pty) Ltd administers LA Health Medical Scheme. The Scheme offers five different benefit options to choose from, catering for every members’ different needs. This makes it an attractive option for potential members.

The Scheme has grown its membership by more than 12% annually from 2005! If you have not yet considered LA Health Medical Scheme as your medical scheme of choice, you can do so now by accessing the exciting tools on our website.

Enhance your lifestyle

Research shows that if you want to improve your health and prevent disease, it can be as easy as making small, sustainable and positive daily lifestyle adjustments.

These adjustments mean being physically active, following a healthy diet, taking preventive measures and making healthy lifestyle choices. By making these choices every day, you significantly improve and maintain wellness – a combination of holistic physical, mental and spiritual wellbeing.

LA Health believes in an integration of health and lifestyle benefits which aims to make members healthier so that they can enjoy a better lifestyle.

Lower contributions on LA KeyPlus for 2009!

We are very pleased to announce a decision by the LA Health Board of Trustees to lower contributions for members on the LA KeyPlus Option in the income category:  R0 – R6 800. The intention is to make the Option even more affordable for members. More information

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