Rewards for driving well
The better you drive, the higher your status, the greater your rewards with VitalityDrive™
Advanced telematics measure your Driver Quotient™
You earn Driver Quotient™ (DQ) points by improving your driving and vehicle safety.
DQ-Track™ - a telematics and tracking device - measures driving behaviour in real time. Each month, you can earn Driver Quotient™ (DQ) points based on your driving behaviour.
In creating our profile of a driver, we consider factors such as harsh braking, acceleration and cornering, all of which increase the risk of loss of control of a vehicle. You can also use the interactive online tool, DQ Mapper™, to see your past trip information and driver records.
In addition to driver behaviour points, you can earn up to 500 DQ Points™ a month by taking steps to improve your driving knowledge, awareness and vehicle safety.
VitalityDrive™ has the full list of points earning activities.
Fuel rewards on your monthly fuel spend
Fuel rewards that may be used to fund your policy excess.
Up to 40% fuel rewards at BP
Activating VitalityDrive™ gives you fuel rewards of 10% on your qualifying BP fuel spend. If you complete a Tiger Wheel & Tyre Annual MultiPoint check once a year, your fuel rewards increase up to 25%. Pay for your BP fuel with your DiscoveryCard and receive up to an additional 15% off in fuel rewards.
The combination of paying for your BP fuel with your DiscoveryCard and completing the Tiger Wheel & Tyre Annual MultiPoint check results in up to 40% fuel rewards.
Note: Your monthly fuel rewards are based on fuel spend that is equal to your DQ Points™ - this means 1 400 DQ Points™ allows for a monthly fuel bill of up to R1 400 to be eligible for the fuel rewards.
The Excess Funder Account™ allocates up to 80% of your fuel spend to fund your policy excess
The Excess Funder Account™ is a unique offering which enables you to build up a fund to cover your excess if you claim. You can choose to receive your fuel rewards in cash or have these rewards doubled and paid into your Excess Funder Account™. If you claim, you can use the balance in your Excess Funder Account™ to fund your motor policy excess.
The balance in your Excess Funder Account™ is carried over from month to month, and from year to year. With every rand of fuel spend, you build up your Excess Funder Account™. You can also use your Excess Funder Account™ balance to afford a higher policy excess, providing the opportunity for substantial reductions in premiums over time.
Boosted Vitality and DiscoveryCard rewards
Up to 35% cash back at DiscoveryCard partners
Get up to 35% in cash backs at partner stores through DiscoveryCard. VitalityDrive™ clients with a DiscoveryCard have access to retail partner discounts of up to 15%. Rewards are additive for existing DiscoveryCard holders - Vitality and DiscoveryCard holders who take out VitalityDrive™ can get up to 35% in cash backs through DiscoveryCard partners.
Please note: Your maximum discountable spend at partner stores is limited to 30% of your total DiscoveryCard spend in that statement period, with your total cash back calculated on a limit of R10 000 spend at all DiscoveryCard partner stores.
Up to 15% cash backs at Tiger Wheel & Tyre
Please note: Tiger Wheel & Tyre is available as a DiscoveryCard partner only through VitalityDrive™. The discounts available are different to the conventional DiscoveryCard discounts, varying from 8% to 15% depending on VitalityDrive™ status.
Your maximum discountable spend at a partner store is limited to 30% of your total DiscoveryCard spend in that statement period, with your total cash back calculated on a limit of R10 000 spent at all DiscoveryCard partner stores. Terms and conditions apply.
Up to 15% discount on local travel partners
VitalityDrive™ gives you access to discounted rates on local travel through British Airways, kulula.com and Europcar. In addition, you will also be eligible for discounts of up to 50% through Southern Sun. These discounts are additive to the existing Vitality partner discounts. By adding your discounts you could receive up to 50% discounts off local travel and up to 65% discounts off local accommodation.
State-of-the-art vehicle and passenger safety features
By activating VitalityDrive™ and DQ-Track™, you have access to several features and tools to improve your vehicle and passenger safety.
Stolen vehicle recovery included at no extra cost
DQ-Track™ is also a stolen vehicle tracking and recovery device. VitalityDrive™ members who install DQ-Track™ have access to nationwide stolen vehicle tracking and recovery at no extra cost.
ImpactAlert™ provides real-time emergency support
DQ-Track™ works with Discovery Health's emergency response services to provide an automated emergency response. If you are in a serious accident, an alert is sent to Discovery. We will call you to find out the severity of the accident. If required, emergency ground or helicopter support will be proactively dispatched to the scene of the accident using the GPS location co-ordinates from DQ-Track™.
Vehicle safety features through VehicleProtector™
The VehicleProtector™ reduces the risk of vehicle theft by providing immediate alerts and notices if your car battery or DQ-Track™ is tampered with or if your vehicle is moved without going through the normal ignition procedure.
You also have these safety features at no extra cost:
- You get accurate travel directions within the borders of South Africa through Direction Assist. You’ll get the directions by telephone, fax or email
- You get regular contact throughout your journey trough a 24-hour helpline, Trip Monitor, ensuring your safe arrival at your destination
Safety features through FamilyProtector™
For an extra monthly cost, the FamilyProtector™ provides a series of extra safety features aimed at improving your family’s safety. The FamilyProtector™ and each of its components are activated online and managed through the user-friendly interface of the DQ Mapper™.
- Drive alert: Real-time sms notices when your family members start and end their journeys.
- Preferred area: Use the DQ Mapper™ to define a preferred safe driving area online where family members travel. Receive real-time notices when family members leave the preferred driving area.
- Panic assistance: Armed security response if stranded in an unsafe area.
