Discovery Transaction Account fees

Pricing type: One fee for all your transactions

Discovery Transaction Account Black Platinum Gold
Monthly fees
Monthly account fee R250 R180 R105
Vitality Money premium R25 R15 R15
Transaction fees
Cash withdrawal at local ATM Unlimited** 8 free* 4 free*
Cash withdrawal at local point-of-sale Unlimited** Unlimited** Unlimited**
Cash withdrawal at international ATM R65 R65 R65
Debit orders Unlimited** Unlimited** Unlimited**
Payments Unlimited** Unlimited** Unlimited**
Real-time payments R10 R10 R10
Discovery Pay Unlimited** Unlimited** Unlimited**
Other fees
Inter-account transfers Free Free Free
Payment notifications Free Free Free
Account notifications Free Free Free
Returned debit order Free Free Free
Declined transactions Free Free Free
Single credit facility initiation fee R165 R165 R165
Single credit facility fee*** R30 R30 R30
Currency conversion fee 2.75% 2.75% 2.75%
Card replacement fee R150 R150 R150

* Normal pricing applies after free transactions have been used (local ATM cash withdrawals: R4.50 + 1.5% of withdrawn amount)
** A fair usage policy applies
*** Optional


All fees include VAT. Excludes Discovery Miles.

Additional product or service fees may be charged. We’ll notify you of these charges before delivering the service. Any new services or products we introduce may also have a fee. We’ll update this guide to include these fees to ensure you always stay informed.

Discovery Bank Limited. Registration number 2015/408745/06. An authorised financial services and registered credit provider. FSP number 48657. NCR registration number NCRCP9997. Terms and conditions apply.

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