Discovery Transaction Account fees

Pricing type: Pay per transaction

Discovery Transaction Account Black Platinum Gold
Monthly fees
Monthly account fee R60 R30 R5
Monthly Vitality Money premium R25 R15 R5
Monthly single credit facility fee* R30 R30 R30
Total monthly account fee R85 R45 R10
Transaction fees
Cash withdrawal at local ATM R4.50 + 1.5% of withdrawal amount R4.50 + 1.5% of withdrawal amount R4.50 + 1.5% of withdrawal amount
Cash withdrawal at local point-of-sale R2 R2 R2
Cash withdrawal at international ATM R65 R65 R65
Debit orders R3.75 R3.75 R3.75
Payments R2.50 R2.50 R2.50
Discovery Instant Pay (real-time payments) R10 R10 R10
Discovery Pay R2.50 R2.50 R2.50
Other fees
Point-of-sale swipes: local and international Free Free Free
Cash deposits at Pick n Pay Free** Free** Free**
Inter-account transfers Free Free Free
Balance enquiry at ATM Free Free Free
Payment notifications Free Free Free
Own account notifications Free Free Free
Returned debit order Free Free Free
Declined transactions Free Free Free
Secondary card (monthly) R30 R30 R30
Single credit facility initiation fee R165 R165 R165
Currency conversion fee 2.75% 2.75% 2.75%
Card replacement fee (one free) R150 R150 R150
Health Banking (monthly) R10 R10 R10

* Optional
**Free up to R5 000 and subject to Pick n Pay charges of R19.95 per transaction.

All fees include VAT. Excludes Discovery Miles.

Additional product or service fees may be charged. We’ll notify you of these charges before delivering the service. Any new services or products we introduce may also have a fee. We’ll update this guide to include these fees to ensure you always stay informed.

Discovery Bank Limited. Registration number 2015/408745/06. An authorised financial services and registered credit provider. FSP number 48657. NCR registration number NCRCP9997. Terms and conditions apply.

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