Explore our products
Qualifying income: less than R350 000 a year
Our Discovery Gold Collection offers all the smart banking features and benefits you need, and gives you fantastic rewards for your good banking behaviour.
Qualifying income: from R350 000 to R850 000 a year
Our Discovery Platinum Collection combines comprehensive features, exclusive benefits and lifestyle rewards into an exceptional banking experience.
Qualifying income: from R2.5 million a year
Qualifying income: from R850 000 to R2.5 million a year
The Discovery Black Collection offers exceptional banking wherever you go in the world, combining personalised features, exclusive benefits, world-class service and enhanced rewards.





- Manage your credit easily with a single credit facility.
- Pay up to 6% less on your borrowing rate.
- Get up to 5% on your demand savings accounts and up to 4% on your positive balances in your everyday accounts.
- Up to 40% back on HealthyFood, HealthyCare and HealthyGear and much, much more!
- Qualifying income: less than R350 000 a year

- Manage your credit easily with a single credit facility.
- Pay up to 6% less on your borrowing rate.
- Get up to 5% on your demand savings accounts and up to 4% on your positive balances in your everyday accounts.
- Up to 50% back on HealthyFood, HealthyCare and HealthyGear and much, much more!
- Qualifying income: from R350 000 to R850 000 a year.

- Manage your credit easily with a single credit facility.
- Pay up to 6% less on your borrowing rate.
- Get up to 5% on your demand savings accounts and up to 4% on your positive balances in your everyday accounts.
- Up to 75% back on HealthyFood, up to 50% back on HealthyCare and HealthyGear and much, much more!
- You and a guest get six free visits each year to more than 1 000 airport lounges worldwide.
- Qualifying income: from R850 000 to R2.5 million a year.

- Manage your credit easily with a single credit facility.
- Pay up to 6% less on your borrowing rate.
- Get up to 5% on your demand savings accounts and up to 4% on your positive balances in your everyday accounts.
- Up to 75% back on HealthyFood, up to 50% back on HealthyCare and HealthyGear and much, much more!
- Unlimited free airport lounge visits for you and a guest worldwide.
- Qualifying income: from R2.5 million a year







Discovery Bank Black Card Account
Account features
Dynamic Discounts
Boost your Vitality rewards by combining your Vitality Health and Vitality Money contributions.
Dynamic Interest Rates
Get up to 3.25% interest on your positive balance in your credit card account
Get up to 4.25% interest on your demand savings accounts
Pay up to 4% less on your borrowing rate
Read more about interest rates for our products.
Addtional benefits
Exclusive 48-hour pre-booking access to Big Concerts events
You and a guest get six free visits each year to more than 1 000 airport lounges worldwide
You get free travel insurance with airline tickets purchased with your Discovery Bank Black credit card
Discovery Bank Black Suite
Account features
Dynamic Discounts
Boost your Vitality rewards by combining your Vitality Health and Vitality Money contributions.
Dynamic Interest Rates
Get up to 3.75% interest on your positive balance in your everyday accounts
Get up to 4.75% interest on your demand savings accounts
Pay up to 6.75% less on your borrowing rate
Read more about interest rates for our products.
Addtional benefits
Exclusive 48-hour pre-booking access to Big Concerts events
You and a guest get six free visits each year to more than 1 000 airport lounges worldwide
You get free travel insurance with airline tickets purchased with your Discovery Bank Black credit card
Discovery Bank Black Transaction Account
R275 per month - bundled fee
Account features
Dynamic Discounts
You can upgrade to a Discovery Bank Suite or Discovery Bank Card Account to unlock your boosted rewards.
Dynamic Interest Rates
Get up to 3.75% interest on your positive balance in your transaction account
Get up to 4.75% interest on your demand savings accounts
Pay up to 6% less on your borrowing rate
Displayed rates applicable for bundled fee product only.
Read more about interest rates for our products.
Additional benefits
Exclusive 48-hour pre-booking access to Big Concerts events
You and a guest get six free visits each year to more than 1 000 airport lounges worldwide
You get free travel insurance with airline tickets purchased with your Discovery Bank Black debit card

