Explore   our products

The Gold Collection
From R10 per month
Qualifying income: less than R350 000 a year
Our Discovery Gold Collection offers all the smart banking features and benefits you need, and gives you fantastic rewards for your good banking behaviour.
The Platinum Collection
From R45 per month
Qualifying income: from R350 000 to R850 000 a year
Our Discovery Platinum Collection combines comprehensive features, exclusive benefits and lifestyle rewards into an exceptional banking experience.
The Purple Account
R550 per month and R2 750 annual card fee
Qualifying income: from R2.5 million a year
The Discovery Purple Behavioural Bank Account offers a uniquely sophisticated banking experience with bespoke world-class service. Indulge in unforgettable experiences while travelling the world in style, and earn exceptional rewards.
The Black Collection
From R85 per month
Qualifying income: from R850 000 to R2.5 million a year
The Discovery Black Collection offers exceptional banking wherever you go in the world, combining personalised features, exclusive benefits, world-class service and enhanced rewards.
Join now
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The Gold   Collection
You can choose between a transaction or credit card account, or select a full banking suite and get the power of both. You also get unlimited free savings accounts.
  • Manage your credit easily with a single credit facility.
  • Pay up to 6% less on your borrowing rate.
  • Get up to 5% on your demand savings accounts and up to 4% on your positive balances in your everyday accounts.
  • Up to 40% back on HealthyFood, HealthyCare and HealthyGear and much, much more!
  • Qualifying income: less than R350 000 a year
Man giving woman piggyback
The Platinum   Collection
You can choose between a transaction or credit card account, or select a full banking suite and get the power of both. You also get unlimited free savings accounts.
  • Manage your credit easily with a single credit facility.
  • Pay up to 6% less on your borrowing rate.
  • Get up to 5% on your demand savings accounts and up to 4% on your positive balances in your everyday accounts.
  • Up to 50% back on HealthyFood, HealthyCare and HealthyGear and much, much more!
  • Qualifying income: from R350 000 to R850 000 a year.
Lady in sunglasses holding phone
The Black   Collection
You can choose between a transaction or credit card account, or select a full banking suite and get the power of both. You also get unlimited free savings accounts.
  • Manage your credit easily with a single credit facility.
  • Pay up to 6% less on your borrowing rate.
  • Get up to 5% on your demand savings accounts and up to 4% on your positive balances in your everyday accounts.
  • Up to 75% back on HealthyFood, up to 50% back on HealthyCare and HealthyGear and much, much more!
  • You and a guest get six free visits each year to more than 1 000 airport lounges worldwide.
  • Qualifying income: from R850 000 to R2.5 million a year.
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The Purple   Account
A full banking suite including an enhanced, state-of-the-art credit card, paired with a superior transaction account that lets you bank on your own terms. You also get unlimited free savings accounts.
  • Manage your credit easily with a single credit facility.
  • Pay up to 6% less on your borrowing rate.
  • Get up to 5% on your demand savings accounts and up to 4% on your positive balances in your everyday accounts.
  • Up to 75% back on HealthyFood, up to 50% back on HealthyCare and HealthyGear and much, much more!
  • Unlimited free airport lounge visits for you and a guest worldwide.
  • Qualifying income: from R2.5 million a year
Find the perfect behavioural account   for you
Discovery Card
Full banking suite
Transaction Account
Most popular
R185 per month - pay as you transact
Enjoy a state-of-the art credit card that comes with built-in transactional capabilities
Fees guide

Dynamic Discounts

Boost your Vitality rewards by combining your Vitality Health and Vitality Money contributions.

HealthyFood
Up to
50% back
Pick n Pay logo
HealthyGear
Up to
50% back
Total Sport logo
A return local flight
Up to
60% off
British Airways logo
Uber
Up to
15% back
Uber logo
HealthyCare
Up to
50% back
Clicks logo
Gym
Up to
100% back
Virgin Active logo
A return international flight
Up to
50% off
British Airways logo
Fuel
Up to
15% back
BP logo
GET THIS NOW

Dynamic Interest Rates

Get up to 3.25% interest on your positive balance in your credit card account

 
 
3.5%
2.25%
Positive balance rate
3.25%

Get up to 4.25% interest on your demand savings accounts

 
 
4.25%
3.25%
Savings account rate
4.25%

Pay up to 4% less on your borrowing rate

 
 
4%
14.75%
Borrowing rate
10.75%

Read more about interest rates for our products.

Most popular
R440 per month - bundled fee
Enjoy a full banking suite that comes with an enhanced state-of-the-art credit card paired with a superior transaction account
Fees guide

Dynamic Discounts

Boost your Vitality rewards by combining your Vitality Health and Vitality Money contributions.

HealthyFood
Up to
75% back
Pick n Pay logo
HealthyGear
Up to
50% back
Total Sport logo
A return local flight
Up to
75% off
British Airways logo
Uber
Up to
15% back
Uber logo
HealthyCare
Up to
50% back
Clicks logo
Gym
Up to
100% back
Virgin Active logo
A return international flight
Up to
50% off
British Airways logo
Fuel
Up to
15% back
BP logo
GET THIS NOW

Dynamic Interest Rates

Get up to 3.75% interest on your positive balance in your everyday accounts

 
 
3.75%
2.25%
Positive balance rate
3.75%

Get up to 4.75% interest on your demand savings accounts

 
 
4.75%
3.25%
Savings account rate
4.75%

Pay up to 6.75% less on your borrowing rate

 
 
6%
12.75%
Borrowing account rate
6%

Read more about interest rates for our products.

Most popular
R85 per month - pay-as-you-transact
R275 per month - bundled fee
Get a transaction account with optional overdraft for your day-to-day banking
Fees guide

Dynamic Discounts

You can upgrade to a Discovery Bank Suite or Discovery Bank Card Account to unlock your boosted rewards.

HealthyFood
Up to
75% back
Pick n Pay logo
HealthyGear
Up to
50% back
Total Sport logo
A return local flight
Up to
75% off
British Airways logo
Uber
Up to
15% back
Uber logo
HealthyCare
Up to
50% back
Clicks logo
Gym
Up to
100% back
Virgin Active logo
A return international flight
Up to
50% off
British Airways logo
Fuel
Up to
15% back
BP logo
GET THIS NOW

Dynamic Interest Rates

Get up to 3.75% interest on your positive balance in your transaction account

 
 
3.75%
2.25%
Positive balance rate
3.75%

Get up to 4.75% interest on your demand savings accounts

 
 
4.75%
3.25%
Savings account rate
4.75%

Pay up to 6% less on your borrowing rate

 
 
8.75%
14.75%
Borrowing account rate
8.75%

Displayed rates applicable for bundled fee product only.

Read more about interest rates for our products.

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Earn 7.38% interest on your savings
Reach your savings goals faster by earning 7.38% interest on your savings with a 24-month Fixed Deposit Account
Explore savings accounts
Discovery Motor Card
The Discovery Motor Card makes it easy to manage fuel and car-related expenses. It comes with essential benefits like emergency assistance and towing services up to 100km from home. Best of all, a monthly fee of only R30 per card.
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Discovery Bank Limited. Registration number 2015/408745/06.
Discovery Bank is an authorised financial services provider (FSP48657) and registered credit provider (NCRCP9997)
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