Comprehensive market-leading insurance, offering restaurant owners cover that is tailored to their insurance needs, including cover for newly emerging risks. Our offering is underpinned by technology, fast claims services and key innovations to ensure that your business remains protected and you can work efficiently.
Tailored insurance for restaurant owner
Discovery Business Insurance is committed to building better businesses in South Africa. In our efforts to do this, we have created a bespoke product for restaurant owners to help them deal with the risks this industry faces, including newly emerging risks.
We have automatically included essential cover and benefits at no additional premium to make sure that your business gets the most value so that it can succeed. For example, you get embedded business interruption cover at no additional premium to make sure that you can get back to business following a business interruption event.
Key features
Comprehensive business insurance for restaurant owners
Embedded tailored cover and innovations at no additional premium including:
- R100 000 business interruption cover, following physical damage to your restaurant property
- R50 000 reputation management cover
- R20 000 customer loyalty benefit after a traumatic crime event
- Cyber and accidental damage cover for your point-of-sale device
- Automatic increase in cover during peak seasons
- Expanding cover to third-party premises and to stock kept at multiple premises
Up to 50% of your monthly MTN business data spend back for managing your risks well
Up to 30% of vehicle premiums back for driving well
Find out more about business insurance for restaurant owners
Get rewarded for driving well
In addition to the core insurance cover and embedded cover innovations, you will be able to get all the benefits and rewards offered under the Vitality Drive for Business programme. It is a driver behaviour programme that uses the latest telematics technology to measure and reward good driving.
Company Rewards
Get up to 30%
of your vehicle premiums back every year for driving well
Driver Active Rewards
Weekly Active Rewards
Drivers can earn weekly Active Rewards from one of our partners for driving well.
Tailored insurance for restaurant owners
Getting in touch with Discovery Business Insurance
Do you want a business insurance quote?
Contact your broker to assist you.
Do you not have a broker?
Complete our enquiry form and we will put you in contact with one of our Discovery Business Insurance Brokers.
Are you an existing Discovery Insure broker, interested in selling Discovery Business Insurance?
Complete our activation form and we will contact you.
Are you not currently an existing Discovery Insure broker?
Complete our enquiry form and we will contact you.