Home insurance tailored to your lifestyle
Protect your home contents, buildings and portable items with home insurance from Discovery that is comprehensive, flexible and affordable. You get more than just insurance for your home with us: you also get innovative benefits and convenient service features.
Building insurance
Building insurance from Discovery covers the main building and any outbuildings on your property. Get extra peace of mind with our comprehensive cover that includes:
No excess for weather-related claims (on the Classic and Purple Plans)
Cover for accidental loss or damage to your building and any fixed glass, mirrors and sanitaryware
Peace of mind with emergency security and alternative accommodation
Emergency plumbing, electrical and locksmith services
Cover for keys, locks and remote controls
Damage to gardens, trees, plants, shrubs and irrigation systems on the grounds of your building.
Accidental loss or damage to swimming pool filters, borehole and other water pumps in domestic use at your building
Home contents insurance
Whether you are a home owner or renting property, you will need home contents insurance to safeguard your valuable items. You get comprehensive home contents insurance from us that includes:
No excess for theft (forced entry) and weather-related claims (on the Classic and Purple Plans)
Peace of mind with emergency security and alternative accommodation
Be sure your home contents are insured correctly. Complete an asset inventory assessment and know that your home contents are assessed and insured correctly
Protection from power surges
Ability to store important documents, proof of ownership and valuation certificates in our Online Vault
Portable possessions insurance
Get comprehensive portable possessions cover that will cover the risk of your insured items being stolen, lost or damaged, anywhere in the world. You can have peace of mind that your items are covered when your take them out of your home.
Manage your portable possessions cover and premium with Estimated Maximum Loss
Store important documents, proof of ownership and valuation certificates in our Online Vault
We'll cover you for theft from your unattended vehicles, without visible, violent and forcible entry
You can choose to repair or replace your jewellery at your specific provider
Additional benefits
Enjoy these additional benefits with your Portable Possessions cover:
Excess flexibility
Choose an excess amount to suit your needs, including zero excess across all sections of cover.
Upgrade to the latest smart phone
Purple Plan clients can upgrade to the latest Apple or Samsung phone every year.
Cover for clothing and personal effects
You can choose cover for portable possessions to protect yourself against loss or damage to these items anywhere in the world.
