Discovery Primary Care for household employees

From R249 per month, you can get primary healthcare cover for your household employees

With more than 25 years' experience, Discovery is a trusted healthcare partner in the South African and international healthcare environments. Over this time, we have developed industry-leading expertise in quality, affordable healthcare solutions. Our extensive healthcare provider networks include GPs, nurses, pharmacies, dentists and optometrists across the country and are supported by cutting-edge, real-time payment models with seamless claims processing.

Primary Care Activate

The Discovery Primary Care Activate option is available to household employees and offers essential day-to-day healthcare benefits like nurse and GP consultations, dentist and optometrist visits as well as funeral cover, wellness screenings and HIV management.

Nurse visits  

Unlimited nurse visits at a preferred provider

GP visits  

Unlimited network GP visits if referred by a nurse and two network GP visits each year without being referred by a nurse

Day-to-day prescription medicine  

Cover for medicine on the defined medicine list

Medical procedures in GP rooms  

Cover for a list of defined medical procedures that can be performed in a network GP’s rooms

HIV management  

Access to HIV treatment, counselling and education. Cover for antiretroviral medication, multivitamins and supportive medicine, blood tests and X-rays as well as post-exposure prophylaxis medication. All HIV-related queries or cases are treated with complete confidentiality


Cover for one eye test in the optometry network and one pair of glasses or contact lenses every 24 months


Cover for dentist visits, fillings and tooth removals at a dentist in the network

Flu vaccine  

Access to an annual flu vaccine at a network pharmacy

Ambulance services  

If the Trauma Benefit is selected, access to Netcare 911 ambulance services

Wellness programmes and screenings  

Access to a holistic set of wellness screenings at a network pharmacy including blood pressure, blood glucose (blood sugar), cholesterol and Body Mass Index (BMI) tests
Access to Vitality which rewards healthy living

Funeral cover  

Up to R5 000 funeral cover for all employees and qualifying dependants who are covered by Discovery Primary Care. This benefit is a value-added offering which the administrator provides at no additional cost to you

Optional Trauma Benefit  

Access to emergency private healthcare services for a defined range of traumatic events at any private hospital. Two cover limits of either R300 000 or R1 million are available. Employees get access to two post-traumatic event counselling sessions


Primary Care Activate Trauma Benefit
    R300 000 limit R1 000 000 limit
Employee R249 R63 R88
Spouse R249 R63 R88
Adult R249 R63 R88
Child R249 R36 R59

You can enhance cover for household employees through the Trauma Benefit. If you decide to include the Trauma Benefit, this must be included for all employees on Discovery Primary Care.

For information about Discovery Primary Care of household employees read our brochure or speak to your financial adviser to apply for cover.

Discovery Primary Care is not a medical scheme. The cover is not the same as that of a medical scheme and is not intended to be a substitute for medical scheme membership. Discovery Primary Care is offered by Discovery Life Limited, registration number 1966/003901/06, a registered long-term insurer and an authorised financial services and registered credit provider NCR Reg No. NCRCP 355555. Discovery Vitality (Proprietary) Limited, registration number: 1999/007736/07 is an authorised financial services provider. Product rules, terms and conditions apply. Discovery Primary Care is administered by Discovery Health (Proprietary) Limited, registration number 1997/013480/07, an authorised financial services provider.

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