Global Discovery Retirement Optimizer

The Global Discovery Retirement Optimiser allows you to save for retirement in US dollars and convert your unused life cover from your Discovery Dollar Life Plan into tax-free income in retirement, through a benefit called the Dollar Life Plan Optimiser. Through shared value, you can also benefit from fee discounts to help you save towards the international retirement you aspire to.

At a glance

Fees

Discovery Invest fee

We charge a yearly admin fee, which may depend on the size of your investment.

Investment manager fees

Investment managers may charge initial and ongoing fees.

Financial adviser fees

Your financial adviser can charge initial and ongoing advice fees.

Please contact your financial adviser for a detailed quote on fees.

Fact File

Read the relevant Fact File for details of:

How you can get boosts to your investments
How the fees work
What happens to your investment on your death

Minimum investment amounts

$200 a month

 
You can make extra contributions to your investment.

Tax

The following applies to you:

30% on investment growth
20% on local dividends
12% on capital gains
No tax at the end of your investment*
*We deduct the tax during the investment and pay it to SARS on your behalf. These rates are correct at x date

Investment term

You choose your retirement date. Legislation allows you to retire from age 55.

Investment guarantees

No guarantee of investment performance

Do you want to protect your investment from life events and poor market conditions?

Read our brochure for more information.

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