Earn a minimum return of 40%* in US Dollars on your investment before fees

*Terms and conditions apply | Valid from 1 November to 14 December 2017. An authorised FSP

Diversify your portfolio with the Dollar Capital Plus

The Dollar Capital Plus is a five year product based on a global portfolio comprising of the Eurostoxx 50 and S&P 500 indices. You can diversify your portfolio by gaining offshore exposure in US dollars.

Why should you invest in the Discovery Dollar Capital Plus?

Minimum 40%* return in US Dollars

Earn a minimum return in US Dollars of 40% before the deduction of fees* at the end of five years, if US and European equity markets go up by as little as 1% over the next five years.

Unlimited upside potential

If the global portfolio provides a higher value at the end of five years than 40%*, you will also receive any upside above that level.

Conditional downside protection

If the global portfolio provides a negative return at the end of five years, capital protection in US Dollars is provided. Capital protection is only provided if the global portfolio has not fallen by more than 30%** at any stage during the five year term.

Currency Exposure

The Discovery Dollar Capital Plus provides you with exposure to the performance of the US and European equity markets in US Dollars. You will be exposed to Rand appreciation or depreciation on the total amount that you invest.

Important information

The capital protection does not apply if the global portfolio has fallen by more than 30%** at any stage during the five year term and you will receive the global portfolio return in US Dollars if the global portfolio is negative. Please note that the capital protection is based in US Dollars. Therefore if the rand depreciates, this dollar capital protection may be higher and if the rand appreciates, this capital protection may be lower

Your investment will be paid to Discovery Invest in Rands, Discovery Invest will then convert the investment into US Dollars at inception at the prevailing Rand-Dollar exchange rate at the time. Over the five year investment term your investment will enjoy returns in US Dollars.

The Discovery Dollar Capital Plus (December 2017) is a five-year product and is available as a limited offer on the Discovery lump-sum Endowment Plan and the Discovery lump-sum Core Flexible Investment Plan.

There are no ongoing fund management fees. However, Lump-sum Discovery Endowment Plan or lump-sum Discovery Core Flexible Investment Plan administration fees will apply on the respective product as well as financial adviser fees. These fees will reduce the final return received.

The return of the Discovery Dollar Capital Plus (December 2017) Fund is considered capital gains under current tax practice.

The contents of this document should not be seen as financial advice; for any advice-related matters please contact your financial adviser

Discovery Life is a registered long-term insurer and an authorised financial services provider. Registration number 1966/003901/06. Discovery Life Investment Services (Pty) Ltd branded as Discovery Invest is an authorised financial services provider. Registration number 2007/005969/0

 
 
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