Get even more value with our current offers

Our investment plans are designed to reward you for saving more, getting healthier and remaining invested for longer. Our current offers give you even more value with boosts to your investment and retirement savings.

Get even more with the new Discovery Capital 200+ Fund

Diversify your portfolio by getting more offshore exposure through the Discovery Capital 200+ Fund. With a global portfolio linked to US and European Equity market, you can get enhanced upside returns with downside protection, hedged to currency movements.

You will get a 100% gross return1 if the global portfolio return is positive at the end of five years. If the global portfolio performs higher than 100% over five years, you will also receive any upside above that level. There is also downside protection for falls in the global portfolio of up to 30%, guaranteeing the initial capital back gross of fees after five years2.

Enjoy an additional 20% boost on your return

In addition to the return of the Discovery Capital 200+ Fund, you can get a boost of up to 20% extra on your investment through the Contribution Boost if you take a new Endowment Plan.

This offer is available on our lump-sum Endowment Plan from 10 February 2020 to 27 March 2020

Get up to 24 months of extra contributions allocated upfront with our current offer

The Discovery Retirement Optimiser allows you to convert your unused life cover from your Discovery Life Plan into tax-free income in retirement, through a benefit called the Life Plan Optimiser. You can get even more value from a Discovery Retirement Optimiser with our current offer.

If you invest in a Discovery Retirement Optimiser between 28 October 2019 and 31 March 2020 (the current offer period), you can get up to 24 months of extra retirement contributions allocated to your Life Plan Optimiser, upfront.

Kick start your retirement savings by taking advantage of this offer. Contact your financial adviser for more information about this offer.

Get a boost of up to 30% when you make an additional contribution to your retirement savings

If you get a bonus or a tax refund, you might be tempted to splurge a little. But the luxury of having extra money gives you the opportunity to increase your retirement savings to make sure you get the retirement you deserve.

We reward you for making smart financial choices and investing extra money when you can. With our current offer, you can get a boost of up to 25% on qualifying funds when you pay an additional amount into your lump-sum Core Retirement Plan. If you have a Purple Core Retirement Plan, you can get a boost of up to 30%.

This offer is valid from 28 October 2019 to 28 February 2020.

Get a boost of up to 29% on your retirement savings with our current offer

Our retirement plans reward you for investing longer, investing more, living well and withdrawing wisely. With our current offer, you can get rewarded with an extra boost of up to 9% to your retirement savings.

How the offer works

When you invest in one of our lump-sum Retirement Annuities or Preserver Plans, you get an extra boost of 7.5% on your investment in qualifying Discovery funds and your starting boost. This extra boost pays out five years after your boost payment date (the later of the date you turn 65 and 10 years after you start your investment).

With our lump sum Retirement Annuities and Preserver Plans, you also get an extra return of up to 2% each year for being healthy, driving well and managing your money through Vitality. This extra return pays out five years after your boost payment date. For this current offer, we will pay out the higher of the extra return and the current offer boost. Contact your financial adviser for more information about this offer.

This offer is valid from 28 October 2019 to 31 March 2020.

 

Discovery Life Investment Services Pty (Ltd), registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider. All life insurance products are underwritten by Discovery Life Ltd, registration number: 1966/003901/06, an authorised financial service provider and registered credit provider, NCA Reg No NCRCP3555. All boosts are offered through the insurer, Discovery Life Limited. The insurer reserves the right to review and change the qualifying requirements for boosts at any time. Product Rules and Terms and Conditions Apply.

This document is meant only as information and should not be taken as financial advice. For tailored financial advice, please contact your financial adviser. Discovery Life Investment Services Pty (Ltd), registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider. All life insurance products are underwritten by Discovery Life Ltd, registration number: 1966/003901/06, an authorised financial service provider and registered credit provider, NCA Reg No NCRCP3555. All boosts are offered through the insurer, Discovery Life Limited. The insurer reserves the right to review and change the qualifying requirements for boosts at any time. Product Rules and Terms and Conditions Apply.

1Before the effect of Discovery administration fees, initial and ongoing financial adviser fees and taxes, where applicable.
2The downside protection is also gross of fees. This means it is before the effect of Discovery administration fees, initial and ongoing financial adviser fees, withdrawal fees and taxes, where applicable. The downside protection falls away if the global portfolio falls by more than 30% from its initial level at any point during the five year investment period.

The minimum return of 100% over five years represents the return of the Capital 200+ as a fund within the Endowment Plan and is, therefore, before the effect of any Discovery administration fees, initial and ongoing financial adviser fees, where applicable. Figures are indicative. Final terms are subject to market conditions at date of trade. Investors are also subject to any default risk or restructure of the issuer, BNP Paribas Arbitrage Issuance B.V and the guarantor, BNP Paribas SA.

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