Choose benefits that suit your lifestyle and adapt as your needs and lifestyle change

Get death cover that pays out a lump sum in the event of your death. Add cover for severe illness and disability to have financial protection if you experience an unexpected life-changing event.

You can also get cover for loss of income so you can maintain your lifestyle if you suffer an illness or disability or if you can no longer work.

Secure your child's education and health

The Global Education Protector allows you to cover the actual costs of your child's education, from crèche to tertiary education, locally or abroad, if you pass away, or experience a severe illness or disability. Even if you don't claim, you can still fund up to 100% of their education fees, by simply managing your health and wellness.

The Child Protector Benefit offers world-leading child protection for relevant disabilities, traumas and illnesses.

Unlock upfront and ongoing premium discounts

Unlock up to 48% that can be maintained throughout your policy by integrating (linking) your Discovery life insurance policy to your Discovery products such as Vitality, a qualifying medical aid administered by Discovery Health or a qualifying Discovery Bank account.

Get up to 100% of your life insurance premiums back

Get up to 100% of your life insurance premiums back in cash through the Double PayBack option when you manage your health and wellness. This includes a guaranteed PayBack accumulation of up to 30% for the first 10 years of your policy.

Supplement your retirement funding with the Cash Conversion Benefit

The Cash Conversion Benefit, which is available for an additional premium, pays out up to 100% of the value of your Life Fund, without reducing your cover****. The payments are made in 10 equal yearly installments from age 65. You can grow the value of these payments by managing your health and wellness before retirement to supplement your funding in retirement.