Become part of the Discovery Life Financial Adviser community

Give your clients comprehensive, award-winning* life insurance benefits to meet their needs and the needs of their family.

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Unlock the power of the Shared-value Insurance model

Advisers play an important role in Discovery Life's shared-value ecosystem, shaping client behaviour and driving engagement through meaningful relationships and comprehensive solutions. As catalysts for healthier living and stronger client loyalty, Discovery Life advisers unlock the full potential of our shared-value model. Discover how partnering with us can empower you to transform lives while achieving sustainable business growth.

Leading products to meet your clients’ needs

Award-winning* life insurance – Provide your clients with award-winning* life insurance that financially protects them and rewards them for living healthier, from only R200 a month**.
Best cancer cover* – Help your clients access the best cancer cover in the market* for early-stage to late-stage cancers and cancer relapses.
Education protection for their children – With the Global Education Protector, your clients can secure their children’s education, from crèche to tertiary
Supplement their retirement funding - With the Cash Conversion Benefit***, your clients can receive up to 100% of their Life Fund paid out in 10 equal yearly instalments from age 65 - tax-free and without reducing their cover. This provides unmatched value for boosting their retirement income.
Up to 48% in premium discounts - By integrating (linking) their Discovery products such as Discovery Health administered medical aid, Vitality, and Discovery Bank, your clients can unlock significant upfront and ongoing premium discounts of up to 48%. That means more value, more protection, and more rewards.

How Discovery’s Shared-value Insurance model benefits you

Higher client retention – Clients who actively engage with their policies get rewarded for making healthier choices which increases long-term retention. The Shared-value Insurance model gives you opportunities to engage with your clients at least twice a year.
Personalised opportunities – Using data science, we have created the Adviser Insights Dashboard which gives you significant cross-sell and upsell opportunities within your client book.
Seamless digital tools – A single sales platform that helps you streamline client onboarding, simplify policy management, and track everything in real-time, making your workflow more efficient and enhancing the client experience.
Stronger practice growth – Discovery Life helps your practice grow through positive selection, increased persistency and a healthier, more engaged client base.
Powerful marketing support – Gain access to professionally-designed marketing material, social media content, and sales tools that make it easier than ever to attract and convert clients.

Premium discounts
PayBack benefit
Cash conversion benefit

LEARN MORE ABOUT HOW SHARED VALUE BENEFITS FINANCIAL ADVISERS IN OUR RECENTLY PUBLISHED WHITE PAPER

*Efma-Accenture and recognition by the Independent Clinical Oncology Network (ICON)

**Risk profile dependent.

***The Cash Conversion Benefit, available for an additional premium, is a risk benefit, not an investment product. Therefore, this benefit does not have any lapse or surrender value before the payouts become due. This means we will not owe you any money or benefits if you cancel your policy before your payout is due.

Discovery Life Limited, registration number 1966/003901/06, is a licensed life insurer, and an authorised financial services and registered credit provider, NCR registration number NCRCP3555. Product rules, terms and conditions apply.