*Gap cover is available to members of Discovery Health Medical Scheme excluding members on KeyCare plans.

Discovery Gap Cover is a non-life insurance policy, underwritten by Discovery Insure Ltd, registration number 2009/011882/06, a licensed insurer and an authorised financial services provider.

**Premiums are based on your risk profile and the number of members on your medical scheme plan.

***Any claims will be deducted from the accumulated PayBack amount in that year. The yearly PayBack calculation will exclude payments made from the Comprehensive Premium Protector.