Here's how our medical aid plans are put together
There is no overall limit for hospital cover on any Discovery Health Medical Scheme plan. You can go to any private hospital on most plans.
Chronic Illness Benefit (CIB)
All our plans cover approved medicine for the Prescribed Minimum Benefit Chronic Disease List conditions. Certain plans cover additional conditions
Screening & prevention
You and your children have access to screening and prevention benefits that cover tests to detect early warning signs of serious illness. Having these tests done helps you to stay healthy, because prevention is better than cure.
Above Threshold Benefit (ATB)
Certain plans have an Above Threshold Benefit (ATB) that gives you furtherday-to-day cover once you have reached your Annual Threshold.
Day-to-day Extender Benefit (DEB)
When you have spent your annual Medical Savings Account (MSA) allocation, we extend your day-to-day cover through the Day-to-day Extender Benefit (DEB) for essential healthcare services in our network.
Comprehensive benefits for maternity and early childhood that cover certain healthcare services before and after birth.
Medical Savings Account (MSA)
On selected plans, we pay your day-to-day medical expenses from the available funds allocated to your Medical Savings Account (MSA) to empower you to manage your spend.