Why you need medical aid?

You are young and healthy.
Why do you need medical aid?


Everyone needs some form of medical aid cover. Few of us could afford the costs of long hospital stays or care for serious injuries, surgery, or chronic illnesses – for example, it costs R8 500 a night for a premature baby to stay in a private hospital’s neonatal unit (some stay for five months), and that’s just the bed, without any consultations, medicine or medical supplies. Medical schemes help us finance life’s curved balls when we can’t do it alone.


It’s advisable to evaluate your medical aid coverage each year to make sure you have adequate cover for your needs or for any changes in your health, for example, deciding to have a child or being diagnosed with a chronic condition.

More importantly, traumatic events like a car accident, crime-related incidents or sport-related incidents can happen to anyone at any age or life stage. The costs associated with one of these random, high-risk events can run into many thousands of rands, which few people can afford at any life stage – especially when you’re young.


The Discovery Health Medical Scheme is an independent non-profit entity governed by the Medical Schemes Act, and regulated by the Council for Medical Schemes. It is administered by a separate company, Discovery Health (Pty) Ltd, an authorised financial services provider.

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