Shop with your Discovery Card in our store network and we’ll reward you with up to 20% cash back on what you buy. Whether its designer clothing, toys, homeware, sportswear or outdoor equipment you’re after, the options are endless.
Important: Discovery Card holders will qualify for the cash back benefit through partner stores in South Africa only.
Simply visit a store in the Discovery Card store network and pay for your purchase with your Discovery Card.
When you buy goods in our partner store network, you will be charged the full amount at the stores. We will then pay the cash back into the primary cardholder’s Discovery Card account at the end of the statement period.
The maximum amount that you can get cash back on for each partner store, is limited to 20% of your total Discovery Card spend in that statement period. The following transactions do not qualify as spend:
We apply a maximum limit of R10 000 spent at all Discovery Card partner stores when calculating your cash back.
Jake spends R15 000 on his Discovery Card in the statement period of 5 January to 5 February.
He bought furniture at @home for R4 000, computer accessories at Incredible Connection for R4 000, luggage at Frasers for R2 000, paid for an Uber ride which cost R1 000 and toys at Reggie’s for R2 000. The rest of the money was spent at other stores that are not Discovery Card partners.
Jake is a Vitality member with Gold status. He has been a Vitality member for two years. This means he qualifies for 10% on his partner purchases subject to the rules listed here.
We calculate his cash back percentage as follows:
Discovery Card first applies the 20% rule. The maximum amount that could qualify for rewards at each partner store, based on his total Discovery Card spend, is calculated as:
R15 000 X 20% = R3 000
This means his qualifying spend at each partner store is limited to R3 000.
*Jake spent R4 000 at @Home and R4 000 at Incredible Connection. Because this is more than 20% of his total monthly spend, he will get cash back on R3 000.
** Jake spent R2 000 at non-partner stores.
After calculating the individual limit at each partner store, the total spend that qualifies for rewards is over R10 000 in total at the partner stores. Therefore rewards are given on R10 000. Jake gets R1 000 cash back, which is calculated as:
R10 000 X 10%
To get started join Vitality
Simply make your booking and pay for your holiday with your Discovery Card following the set out process at Contiki, Royal Caribbean International or World Leisure Holidays, and you can get cash back. Your cash back is based on your Vitality status and number of years on Vitality.
A Discovery Card gives you cash back when you book and pay for your holiday at our travel partners.
Simply make your booking and pay for your holiday with your Discovery Card following the set out process at World Leisure Holidays, Royal Caribbean International or Contiki and you can get cash back. Your cash back is based on your Vitality status and number of years on Vitality.
Travel partner cash back
You get your travel cash back through a back-end process. The amount you get cash back for is the holiday package amount excluding airport taxes and any 'extras', such as excursions. You will need to sign for the full price and then the cash back amount will be refunded into your Discovery Card.
To make your booking with Royal Caribbean International, World Leisure Holidays or Contiki, follow the below instructions (remember to mention that you are a Discovery Card holder):
To get started join Vitality.
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