Terms and conditions

You can see the full list of terms and conditions, under the National Credit Act, which govern Discovery Card.

Terms and conditions (360 kb)

Fraud tips (85 kb)


Rules of the Discovery Card Rewards Programme

The following rules apply:

The Discovery Miles rules (587 kb)

Discovery Vitality Point to Miles (421 kb)

Discovery Card Travel Booster (400 kb)

The Health Wallet rules (348 kb)

The Health Wallet Severe Illness Benefit terms and conditions (622 kb)

The iStore interest free rules (416 kb)

The Travel Insurance policy document (345 kb)

DiscoveryMotor Card (444 kb)

Rewards programme and the individual partner rules 

Discovery Card is operated by Discovery Vitality (Pty) Ltd, registration number: 1999/007736/07, an authorised financial services provider under the banking licence of FirstRand Bank Limited, registration number 1929/001225/06, an authorised financial services and registered credit provider, NCA Reg No. NCRP20. Terms and conditions apply.

Please note that Discovery Card’s terms and conditions are subject to change. An updated version will always be available on this page. Please call 0860 11 22 73 if you need clarity on these terms and conditions.