Make everyday a healthier, more rewarding one

At Discovery Life, we don’t only commit to offering you the most comprehensive cover but we also commit to rewarding you for healthy living.

Getting a life insurance quote with us is easy, here is how it works:

  • Fill in your details so that we can get a qualified consultant to contact you.
  • The consultant will call you back and ask you a series of simple questions so that they fully understand your lifestyle and can tailor your Life Plan to suite these needs.
  • Once you have discussed the benefits you would like to form part of your Life Plan you will receive a final quote with all the information you need about your policy and cover.
  • If you are happy, the consultant will complete your quote and you will have comprehensive life cover.


Here are five reasons why you should choose Discovery Life:

1. The most comprehensive cover in the market

Discovery Life does not simply offer life insurance, we offer the most comprehensive cover in the market that not only covers the full range of possible life-changing events, but also rewards you for healthy behaviour. Life insurance that rewards health behaviour is a first for our industry, but as South Africa's number one life insurer, it should come as no surprise.

2. Upfront and ongoing discounts for staying healthy and driving well

Thanks to our exclusive integration feature, the better you manage your health and wellness, the more benefits you'll receive. Simply choose to integrate (link) your current Discovery products, such as Discovery Health, Vitality, Discovery Card or Vitalitydrive to your Discovery Life Plan, and you'll immediately qualify for an initial premium discount and ongoing premium discounts as well.

Life Insurance Policies - Get a Life Insurance Quote from Discovery 
3. Only life insurer to reward you throughout your policy term, even if you claim.

This revolutionary idea we call PayBack, and to date it's allowed us to pay back over R1 billion in assets to our clients, acknowledging and empowering them to make positive changes in their lives with financial incentives and cash back. Our PayBack benefit will pay you a portion of your premiums back every year or every five years, depending on the option you choose.

Life Insurance Policies - Get a Life Insurance Quote from Discovery 
4. Cover that automatically adapts your benefits according to your changing needs

Discovery Life’s benefits automatically transform to maintain relevance to your changing needs. Discovery Life also offers features to supplement your retirement savings.

Life Insurance Policies - Get a Life Insurance Quote from Discovery 
5. Discovery Life has an exemplary claims record.

Discovery Life has an exemplary record when it comes to paying claims enabled through innovative, objective and proactive claims assessment criteria. While it is imperative for clients to contact us after suffering a life-changing event, through our unique proactive claims service, Discovery Life can identify when a Discovery Health member qualifies for a claim.

How our Life insurance works