Get more peace of mind with gap cover from Discovery

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Insuring you and your family against additional, unexpected health-related expenses

Discovery Gap Cover
From only


a month

Covers shortfalls on approved in-hospital specialist claims, specific out-of-hospital costs related to an admission, and co-payments on cancer-related claims.

Discovery Gap Cover and Supplementary Gap Cover
From only


a month

Discovery Gap Cover and Supplementary Gap Cover are complementary insurance products designed to protect you against unexpected medical costs, or where you have a life-changing event.

Discovery Supplementary Gap Cover
From only


a month

Provides lump-sum payouts, premium protection and home support when you need it most with an annual PayBack of your premiums of up to 25%.

For more information, speak to your financial adviser or download the application form.

Gap cover products are available to members of Discovery Health Medical Scheme excluding members on KeyCare plans.

Discovery Gap Cover is a short-term insurance product, underwritten by Discovery Insure. Discovery Supplementary Gap Cover is a long-term insurance product, underwritten by Discovery Life and is a separate product that is not conditional on the purchase of Discovery Gap Cover.

This is not a medical scheme and the cover is not the same as that of a medical scheme. These policies are not a substitute for medical scheme membership. This is a summary of the key benefits and features of Discovery Gap Cover and Discovery Supplementary Gap Cover.


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