The Health Wallet is similar to a medical savings account. It has many features to help you manage your out-of-hospital medical expenses, as well as your unexpected medical expenses.
The Health Wallet will operate seamlessly alongside your medical scheme plan with a medical savings account (MSA), allowing you to pay for your day-to-day healthcare expenses in a flexible and convenient manner.
Like a medical savings account, the Health Wallet allows you to pay for your day-to-day healthcare expenses on a flexible basis using your credit card.
You can provide for your unexpected healthcare expenses with the savings in your Health Wallet in the same way as you would with a medical savings account. You can either set up a monthly debit order or make a lump sum deposit.
You can re-direct your Discovery Card retail cash back, as well as your HealthyFood and HealthyGear cash back into your Health Wallet to boost your medical savings.
You can get up to 55 days interest-free credit up to your credit limit to top up your Health Wallet.
Your claims will be paid in full from the Health Wallet or at the rate that your medical scheme pays for claims. This rate depends on the Medical Savings Account reimbursement rate you chose when you joined the Scheme.
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