Guaranteed investments

Our Guaranteed Plans give you a guaranteed return on your lump sum contribution at the end of five years. These plans allow you the guaranteed growth and security of your investment.

Plans available

Guaranteed Growth Plan

The Guaranteed Growth Plan provides one of the highest guaranteed rates of return available in South Africa over a five-year term for your lump-sum contribution. It is structured through an endowment policy that provides optimum tax efficiency; plus the proceeds at the end of five years are tax-free.

Guaranteed Income Plan

The Guaranteed Income Plan is a combination of an endowment policy and a voluntary annuity.

The amount of guaranteed income you need during the five-year period will determine how much capital you allocate to the endowment policy. The amount of guaranteed income that you need at the end of the five year period will determine how much capital you allocate to the voluntary annuity.