Five reasons to choose Discovery Life

Discovery Life offers cost-effective life insurance that adapts to your changing needs. Below are five reasons why you should choose us.

We offer relevant and comprehensive life insurance

At Discovery Life, we design our products to provide benefits that are relevant and comprehensive and that meet your needs. The LIFE PLAN provides cover for death, severe illness and disability for the whole family.

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You can increase your cover at low additional costs

If you get the Cover Integrator, you can increase your cover at an average discount of 50%. The Financial Integrator, together with the Cover Integrator, can provide up to 60% additional cover at an extremely efficient premium.

With the Cash Conversion benefit, you can also receive tax-free cash payouts throughout your policy term.

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You can pay highly efficient premiums by integrating your Discovery LIFE PLAN with other Discovery products

You get additional value by having more than one Discovery product. For example, if you have a Discovery Health Plan or you are a Vitality or Vitalitydrive member, you can get a discount of up to 20% on your premiums. You can also manage your premium adjustments over time.

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You can get up to 60% of your premiums paid back to you

With the PayBack benefit, you can get up to 30% of your premiums each year for the first 10 years of your policy term. The PayBack can be increased to up to 60% of your premiums every five years if you manage your health and wellness.

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We pay claims quickly and fairly

We recognise that the most important test of a life insurance company is when clients need to claim. At Discovery Life, we take the payment of claims seriously. Through our unique proactive claims service, Discovery Life can see when a Discovery Health member qualifies for a claim without them needing to contact us.

Your cover doesn’t necessarily end after your first claim. With our market-leading multiple claims facility, your cover can last no matter how many times you claim.