How to submit a Gap claim

Discovery Gap Cover provides a simple, automated claims process.

  • You do not need to submit a separate Discovery Gap Cover claim to us.
  • By providing consent to access your claims information, we will automatically identify any potential gap cover claims, and then pay according to your Discovery Gap Cover benefits.
  • You will also receive a claims statement where you will see how your policy has covered any shortfalls.

Discovery Supplementary Gap Cover

If you experience a life-changing event that qualifies for a benefit payment, you can claim in one of the following ways:

  • Contact: You do not need to submit a separate Discovery Gap Cover claim to us.
  • Email: scan and email your claims to sgapclaims@discovery.co.za
  • Call us on 0860 99 88 77.
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