Get affordable quality healthcare cover from only R459pm!
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Earn up to R1,000 in your FlexiFund!
How the FlexiFund works
01 | Complete a health check
Every year, each adult member can earn up to R1,000 in their FlexiFund based on their health check results. A health check includes:

02 | Earn up to R1,000 in your FlexiFund

03 | Use your FlexiFund
Your claims are automatically paid out of the FlexiFund when day-to-day benefits are depleted.
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Contraceptives
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Vaccines
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Specialist visits
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Prescribed medication
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Over-the-counter medication
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GP consults
Flexicare exists to protect
Everyone deserves access to quality healthcare not just for themselves, but for those they love and those they're responsible for. Flexicare empowers you to care for those who matters most. With Flexicare, you gain peace of mind, knowing you're in control of the health and wellbeing of those who depend on you.
| Flexicare core benefits | Flexicare plus benefits | |
|---|---|---|
| Four direct GP visits with additional visits available with a Nurse referral or via the Intercare Online Platform |
||
R459pm |
R539pm |
|
| Get a quote | Get a quote |
Flexible monthly premiums
| Role | Flexicare core | Flexicare plus |
|---|---|---|
| Principle member | R459.00 | R539.00 |
| Spouse | R459.00 | R499.00 |
| Adult | R459.00 | R499.00 |
| Child* | R286.00 | R286.00 |
Discovery Emergency Cover monthly premiums
| R400,000 | R1,000,000 | |||||
|---|---|---|---|---|---|---|
| Emergency Core | Emergency Plus | Emergency Max | Emergency Core | Emergency Plus | Emergency Max | |
| Principle member | R218.00 | R313.00 | R439.00 | R313.00 | R440.00 | R626.00 |
| Adult | R218.00 | R313.00 | R439.00 | R313.00 | R440.00 | R626.00 |
| Child | R92.00 | R219.00 | R302.00 | R137.00 | R240.00 | R341.00 |
With more than 30 years' experience, Discovery Health is a trusted healthcare partner in the South African and international healthcare environments.
Over this time, we have developed industry-leading expertise in high-quality, affordable healthcare solutions. Our extensive healthcare provider networks include GPs, pharmacies, dentists and eye care specialists (optometrists) across the country and are supported by cutting-edge, real-time payment models so we pay claims without you having to do anything.
Discovery Flexicare is a medical insurance product.
What does this mean, and how is medical insurance different from medical aid?
- Medical aid plans cover a wider variety of medical expenses, including benefits for when you are in hospital.
- Medical insurance only covers essential day-to-day medical expenses or the cost of specific medical procedures.
Discovery Flexicare gives affordable medical insurance to more South Africans who are looking for cheaper options under R1000.

Flexicare is not a medical scheme. The cover is not the same as that of a medical scheme and is not intended to be a substitute for medical scheme membership. Flexicare is administered by Discovery Health (Pty) Ltd, registration number 1997/013480/07 an authorised financial services provider and underwritten by Auto&General Insurance Company Limited, registration number 1973/016880/06, an authorised non-life insurer and financial services provider. Terms, conditions and limits apply.
Discovery Vitality (Proprietary) Limited, registration number: 1999/007736/07. Terms, conditions and limits apply. Discovery Emergency Cover is administered by Discovery Health (Pty) Ltd, registration number 1997/013480/07 an authorised financial services provider. Terms, conditions and limits apply. Discovery Emergency Cover is a non-life insurance policy, underwritten by Discovery Insure Ltd, registration number 2009/011882/06, a licensed non-life insurer and an authorised financial services provider. The Funeral Benefit is a life insurance policy, underwritten by Discovery Life Limited. Registration number 1966/003901/06, a licensed life insurer and an authorised financial services and registered credit provider, NCR Reg. No. NCRCP3555. Flexicare is a separate non-life insurance policy and is not conditional on the purchase of a Funeral Benefit policy.