Discovery
Business Travel
Insurance

Comprehensive cover for the discerning Business traveler, with market-first benefits such as global data connectivity and baggage recovery.

Business Travel Insurance Overview

When designing our business travel insurance product, our intention was to provide better access to services and benefits that could be enjoyed without the need to claim. We have created a bespoke product for business travelers to help them with the risks faced during a trip. Our cover is underpinned by technology, fast claims services and key innovations to ensure the insured person remains protected. Our business travel insurance product covers the business traveler for both international and domestic travel with two plan options to choose from: a Classic option and a Premium option.

4 unique pillars comprising of market-leading benefits

Our product offering is created to safeguard and enhance your employees' travel experience while still providing
you with peace of mind.

Medical

Offers benefits of in-hospital private ward cover (Premium plan only) and emergency medical quarantine related to COVID-19.

Inconvenience

Entails baggage tracking and recovery and adjustable sums insured i.e. tailored to your specific needs.

Rewards

Benefits offered are mobile connectivity while travelling internationally, free 500 MB of global data for 10 days and a 20% discount on top-up data purchased.

Safety

Covers evacuation or accommodation costs in the event of a political or natural disaster.

Core benefits: Medical

Emergency medical and related expenses

Up to R100 million cover if an insured person sustains:

Bodily injury during a trip

Cover for inpatient and outpatient treatment

In-hospital private ward extension*

Emergency medical quarantine 14 days or R15,000*

Supplementary expenses

Up to R100 million cover in the event of:

Emergency medical evacuation, repatriation or transportation to a medical centre

Repatriation of mortal remains and coffin expenses

Repatriation of accompanying family member of travel companion

Compassionate emergency visit by any one person

Pre-existing medical conditions

Available on the Premium Plan only:

Up to R10 million in cover if the insured person requires emergency medical treatment due to a sudden and unexpected acute onset of a pre-existing medical condition*

Core benefits: Inconvenience

Baggage and inconvenience cover

Theft, damage and accidental loss of personal possessions and business equipment

Theft of passport, money, and travel documents

Baggage delay

Baggage tracking and satisfaction guarantee up to USD 500

Cancellation, curtailment and Postponement

Cancellation, trip curtailment and postponement (including COVID-19)

Cancellation for unspecified reasons

Trip delay and missed connection

Visa denial*

Other benefits

Personal accident

Personal liability

Hijack, kidnap and wrongful detention

Car hire excess

Political or natural disasters

*Available on the Premium plan only.

Schedule of benefits

Innovative benefits

Baggage tracking and recovery

We have partnered with Blue Ribbon Bags, a proprietary technologically driven company that facilitates baggage tracking and recovery of mishandled luggage.

Blue Ribbon Bags will track and speed up the return of undelivered baggage. If the baggage is not found after 96 hours, Blue Ribbon Bags will pay up to USD500 guaranteed.

Core benefits: Rewards

Global data benefit

Introducing the Global data connectivity benefit - Enjoy hassle-free international connectivity.

We have partnered with Flexiroam, a virtual mobile network operator, to provide seamless connectivity without roaming, local SIM cards, or airport Wi-fi, while also enhancing cybersecurity.

How to redeem the Global data benefit

Complete the Travel Checklist to receive the Global data benefit reward

A link to the travel checklist will be sent to your email address. Click on complete checklist
to access the Global data benefit.

Starter pack

A starter pack which contains either a microchip or eSIM* (depending on phone model)

Global data

500 MB of global data valid for 10 days (per trip)**

Top-up data

Discounted top-up local data 20% off when purchased through the Flexiroam app***

* Microchip starter packs can either be collected from a Discovery Store or couriered at an additional cost.
** Please note the global data benefit is available in certain countries only. Visit the Flexiroam website for further details.
*** Limited to 3 GB, 8 days and USD 50.

HOW TO COMPLETE THE TRAVEL CHECKLIST

Contact us

To find out more, please contact our travel team on travel_insurance@discovery.co.za.