Discovery Gap Cover

Insurance against additional, unexpected heath-related expenses

You employees already have medical scheme cover, but unexpected medical costs, including when healthcare professionals charge more than what their medical scheme pays, or when they have a life-changing event, can place significant financial strain on your employees and their families. Gap Cover from Discovery is a cost-effective solution that gives your employees additional financial protection against these unforeseen costs.

Discovery Gap Cover

Covers shortfalls on approved in-hospital specialist claims, specific out-of-hospital costs related to an approved hospital admission, and co-payments on approved cancer-related claims. Choose between two Discovery Gap Cover options to suit your needs.

Discovery Supplementary Gap Cover

Provides lump-sum payouts, premium protection and home support when your employees need it most with an annual PayBack of your premiums of up to 25%.

For more information, speak to your financial adviser or download the application form. Gap cover products are available to members of Discovery Health Medical Scheme excluding members on KeyCare plans. Discovery Gap Cover is a short-term insurance product, underwritten by Discovery Insure. Discovery Supplementary Gap Cover is a long-term insurance product, underwritten by Discovery Life and is a separate product that is not conditional on the purchase of Discovery Gap Cover. This is not a medical scheme and the cover is not the same as that of a medical scheme. These policies are not a substitute for medical scheme membership. This is a summary of the key benefits and features of Discovery Gap Cover and Discovery Supplementary Gap Cover.

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