We offer comprehensive insurance which gives tradespersons, contractors and artisans bespoke cover. Our product is supported by technology, fast claims services and key innovations to help you manage and run your business efficiently.
Tailored insurance for tradespersons
We have gained significant insights and understanding of the needs from the trade businesses since we launched our business insurance product. As a result we have designed our Tradespersons' product with your business needs in mind.
Included in this product is automatically embedded covers relevant to your trade as well as innovative benefits that are designed to provide support for your business on every level.
Key features
Comprehensive business insurance for tradespersons
Embedded tailored cover and innovations including:
- R500,000 public liability cover
- R100,000 cover per section for plant and machinery, legal defence costs, defamation and tradespersons' reputation management
- R50,000 machinery breakdown cover
- R20,000 per section for toolbox cover and costs to repair vehicle branding if damage is as a result of an insured event under Motor insurance
- R10,000 cover per section to hire tools (if the tools are specified) and to hire temporary employees in the event of injury or death of an employee that is specified under the Personal accident section
- R500 per day (up to 30 days) for vehicle loss of use
- 20% discount on Sage accounting and payroll software
- Up to 20% discount on new laptop purchases
- Settlement of cellphone and iPad claims within one business day
Option to add contractor's liability cover at an additional premium
Up to 50% of your monthly MTN business data spend back for managing your risks well
Up to 30% of vehicle premiums back for driving well
Get rewarded for driving well
In addition to the core insurance cover and embedded cover innovations, you will be able to get all the benefits and rewards offered under the Vitality Drive for Business programme. It is a driver behaviour programme that uses the latest telematics technology to measure and reward good driving.
Company Rewards
Get up to 30%
of your vehicle premiums back every year for driving well
Driver Active Rewards
Weekly Active Rewards
Drivers can earn weekly Active Rewards from one of our partners for driving well.
Tailored insurance for tradespersons
Getting in touch with Discovery Business Insurance
Do you want a business insurance quote?
Contact your broker to assist you.
Do you not have a broker?
Complete our enquiry form and we will put you in contact with one of our Discovery Business Insurance Brokers.
Are you an existing Discovery Insure broker, interested in selling Discovery Business Insurance?
Complete our activation form and we will contact you.
Are you not currently an existing Discovery Insure broker?
Complete our enquiry form and we will contact you.