Young Adult benefit rewards
The Young Adult benefit is exclusively available to drivers younger than 26 years who are members of Vitalitydrive and who have a DQ-Track installed in their vehicle.
The Young Adult benefit provides you with additional rewards for being a safe driver and an affordable way to get home safely late at night.
The Young Adult Rewards Fund
When you join, 25% of your vehicle insurance premiums will be paid into your Rewards Fund every six months. This amount will increase if you drive well and decrease if you don’t, based on your monthly Vitalitydrive status.
If you drive well you can boost your Rewards Fund as follows:
| Vitalitydrive status | Boost to Rewards Fund | |
|---|---|---|
| Classic/Executive Plan | Essential Plan | |
| Base | -R200 | -R100 |
| Neutral | R0 | R0 |
| Engaged | R50 | R25 |
| Advanced | R200 | R100 |
For every kilometre you drive between 23:00 and 4:30 you'll lose R10 so protect yourself and your Rewards Fund by using DriveMe.
After six months, the balance of your Rewards Fund will be paid into your chosen bank account.
Additional rewards
You’ll also get great rewards like:
- Up to 50% of your BP fuel and Gautrain spend back every month which can be paid into your chosen bank account.
- Double your fuel rewards and have them paid into your Excess Funder Account.
- Discounted prices with DriveMe – a safe, affordable way to get around.
- A 10% discount at Tiger Wheel & Tyre.
Regular feedback
Your DQ-Track allows us to provide you, and the Planholder (if it’s not you) with regular feedback on your driving behaviour. This will help you see which areas of your driving you may need to improve on.
You will receive SMS feedback as well as a monthly email summarising your driving behaviour. Using the feedback and services we provide you with, you will be able to improve your driving, increase your rewards and have proof that you are in fact a responsible, safe driver!
Premium adjustment based on night-time driving
You will receive a premium adjustment at the end of every six months based on your number of kilometres of night-time driving over the previous six-month period:
| Monthly average night-time driving kilometres | Premium increase |
|---|---|
| 0-50 | 0% |
| 50-100 | 10% |
| 100-150 | 15% |
| 150-200 | 20% |
| 200+ | 25% |
These premium adjustments are in addition to your annual premium review at Plan anniversary and will apply for a period of six months only.
