Take control of your money with the
Understanding your financial behaviour helps you manage your money well
The Vitality Money Financial Analyser gives you the insights to manage your money well and get the rewards you deserve. It uses advanced analytics and data processing to give you personalised information about your income, savings and spending habits.
Let us help you improve your spending
The Financial Analyser will help you set spend alerts, show you when you're overspending and allow you to save more by helping you understand your spending trends. Use it to optimise your finances and you'll get rewarded for taking steps to manage your money well.
Access the Vitality Money Financial Analyser on the banking app
The Financial Analyser gives you the insights to manage your money well and get the rewards you deserve. It uses advanced analytics to give you personalised information about your income, savings and spending habits.
Get a simple, real-time view of your finances.
Get automatic categorisation of your expenses into more than 160 categories.
Understand your spending trends by category over time.
Create personal segments for holidays, home improvements, or anything you want.
Easily recategorise transactions using predictive text to quickly find them again.
You can also conveniently upload and store important receipts or documents and link them to specific transactions using Smart Vault.
We automatically create budgets for you based on your spend trends or you can create your own.
We guide you to meeting your goals with intelligent insights and personalised alerts on how you're doing.
See exactly how much you're saving each month, and watch your savings grow.
Boost your Vitality Money status. Get up to 5 000 Vitality Money points by setting up your budget and sticking to it.
Read more on how we reward you for managing your money well
Why we created the Vitality Money Financial Analyser
Our research shows that 65% of people don't know what they spent during the previous month1. More than half of people who think they know what they spent either over or underestimate this amount2. Not knowing what you spend makes controlling your spending and managing your money more difficult.
1Intuit Mint Life Survey, 2020.
2Exception Is the Rule: Underestimating and Overspending on Exceptional Expenses. Journal of Consumer Research, 2012.