Earn back your monthly premiums with healthy living!
Close your health ring on the Discovery Health app and you can earn up to 100% of your monthly Life Plan Premium back.
Fill in a few details to get a quote in 60 seconds and get your policy activated in less than 30 minutes* today. You can also call us on 0860 000 628 or speak to your financial adviser.
Terms and conditions apply.
Get rewarded with your maximum PayBack by engaging with Personal Health Pathways
Personalised Health Pathways is brought to you by Discovery Health. Qualifying plans need to link their Discovery Health plan with their Discovery Life insurance policy.
Complete your next best action, close your ring, and get rewarded!
Earn up to 100% of your monthly Life Plan premium back:
Activate Personal Health Pathways
Start your Personal Health Pathway on the Discovery Health app.
View your recommended next best action
Choose from the prompted personalised health actions, specifically recommended for you to improve your health and wellness.
Close your health ring
Each personalised health action contributes towards closing your health ring. Once you have completed enough actions, the ring will be closed.
Get rewarded with your maximum PayBack
Each time you close your health ring, your PayBack will be boosted to your maximum percentage for one month.
For more information please refer to the Personalised PayBack Booster Brochure
Experience the next generation of life insurance rewards now!
Personal Health Pathways has enhanced the shared-value model in life insurance. It leverages a sophisticated digital health platform to enable you to manage your health and wellness, ensuring that your experience is personalised to your physical activity and individualised health requirements.
By completing your journey that has been optimised to consider the most impactful set of actions for you, you unlock additional value that is returned to you through the Personalised PayBack Booster.
You can now earn greater rewards by engaging with the optimised recommended actions.
Maximise and track your financial rewards
To maximise your financial rewards, Integrate (link) your current Discovery products and manage your health and financial wellness.
Download the Discovery app to see how many more rewards you can earn and start watching your everyday healthy actions turn into financial rewards!
Find out more about Discovery Life products.
For more information, please speak to your financial adviser or contact us at 0860 00 54 33
Discovery Life Limited, registration number 1966/003901/06, is a licensed life insurer and an authorised financial services and registered credit provider, NCR registration number NCRCP3555. Product rules, terms and conditions apply.
Frequently Asked Questions
The Personalised PayBack Booster is currently available on qualifying Classic, Purple and Dollar plans. Your policy must also have Comprehensive Health Integration with a Discovery Health Medical Scheme-administered health plan and be eligible for PayBacks. You can identify if your policy qualifies for the Personalised PayBack Booster in the 'Financial rewards' section of your Life Plan, in the Discovery app.
Personalised Health Pathways is easily accessed in the Discovery Health app. The journey starts on the homepage of the app. It is simple to use and personalised to you.
Visit the Discovery Personal Health Pathways webpage for more information.
The Personalised Health Pathways and the Personalised PayBack Booster journeys are enabled through a seamless digital experience that manifests on your phone. Each time you close a health ring on the Discovery Health app, you will receive a notification. Furthermore, details on your reward from Discovery Life will be communicated to you on WhatsApp and can also be found on the Discovery app.
A month's PayBack will be boosted to your maximum applicable PayBack percentage each time you meet the reward condition. The maximum PayBack percentage is calculated based on your Vitality and Health plan and whether you have Double PayBacks.
This PayBack that boosts your PayBack Fund will be paid to you along with your normal PayBacks according to your PayBack cycle.
A maximum of three rewards can be achieved per policy year, starting at your policy anniversary. This means the first three times that you meet the reward condition during your policy year.
Only the main life on the policy is required to satisfy the reward condition. There are no requirements for the spouse to also meet the reward condition.
Additionally, if only your spouse meets the reward condition, you will not be eligible for the reward.
Other PayBacks follow the rules as specified in the Life Plan and do not change.
Your Vitality status does not impact the Personalised PayBack Booster, unlike the normal PayBack percentage.