The Purple Life Plan: More than just life insurance

The Purple Life Plan from Discovery Life is available to clients with R10 million or more in life cover. The Purple Life Plan offers a collection of customisable benefits, covering the full range of possible life-changing events, from death and disability to severe illness, loss of income, and much more.

Reasons to consider the Purple Life Plan

Unparalleled protection

Unparalleled integrated protection across all the key benefits which gives you the most efficient life insurance structure in the market, while also rewarding you with upfront premium discounts of up to 39%, PayBacks of up to 50% and automatic Cash Conversion payments for healthy living.

Get more life cover at no extra cost

Receive an immediate 20% boost to your life cover for three years at no additional initial premium. You also have the ability to increase your life cover by up to 58% by living a healthy life and engaging in the Vitality programme, with no additional underwriting. This unique offer is available to Purple Life Plan clients only through the Vitality Fund.

Access to the best medical treatment in the world

You receive automatic access to the Global Treatment Benefit, which allows you to receive up to 2.5 times your Severe Illness Benefit sum assured for qualifying illnesses treated abroad. You also get the Cancer Exome Sequencing Benefit, providing you with a lump sum to assist in funding the cost of sequencing of a tumour to inform the optimal treatment regime.

Flexible Global Protection

At no additional cost, you can convert your rand cover amount on your Purple Life Plan to dollars with no underwriting, while ensuring premium certainty through a fixed exchange rate for the first three years after conversion.

Personal consultant available 24 hours a day

As a Discovery Purple Life Plan client you have access to Vitality Purple, which provides you with a 24-hour personal consultant, catering to all your Discovery-related needs. Vitality Purple is Discovery's exclusive health and wellness programme that provides you with the richest benefits and rewards for leading a healthy, active lifestyle.

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