With life cover from Discovery Life, you can get upfront premium discounts and a percentage of your life insurance premiums paid back to you. We reward you for managing your health and wellness.
Link your products and get a discount on your life insurance premium
By linking your other Discovery products to your Discovery Life Plan through something we call Integration, you can get the upfront premium discounts below.
| Discovery Health | Vitality | Vitalitydrive | Vitality Active Rewards for Life | Premium discount |
|---|---|---|---|---|
|
Up to 28% |
||||
|
Up to 20% |
||||
|
Up to 17.5% |
||||
|
Up to 15% |
||||
|
Up to 10% |
A further discount of up to 15% may also apply to certain qualifying benefits.
And get up to 50% of your premiums back
The PayBack benefit provides you with valuable financial benefits throughout your policy term.
You can choose to receive a PayBack payment of
up to
50%
of your premiums back
every five years.
up to
35%
of your premiums back every year, for
the first 10 years, guaranteed.
The level of your guaranteed PayBack is broken down as follows:
up to
10%
Depending on your Discovery Health Plan, you can get up to 10% of your premiums back.
+
up to
7.5%
Depending on your Vitality drive status, you can get up to 7.5% additional PayBack.
up to
7.5%
Depending on your Discovery Card spend, you can get up to 7.5% additional PayBack.
+
up to
10%
Depending on your Vitality Active Rewards, you can get up to 10% additional PayBack.
=
up to
35%
If you have fulfilled all the qualifying criteria, you can get up to 35% of your premiums back every year, for the first 10 years.
Discovery Life + Vitality Active Rewards for Life = Active Integrator
As a Discovery Life client, by linking your life insurance policy with Vitality Active Rewards for Life through the Active Integrator, you get a number of additional benefits, including:
- A premium discount of up to 10%.
- The ability to maintain your premium discount, based on your physical activity and level of health.
- The option to increase your cover each year at no additional premium.
- The ability to get PayBacks of up to 10%, which will be paid out every five years.
Download the Active Integrator and Vitality Active Rewards for Life brochures and find out how you can get rewarded for being physically active and for managing your health and wellness!
Supplement your retirement savings
By managing your health and wellness effectively, you'll also receive substantial payments to supplement your retirement income through our Cash Conversion benefit.
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