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Discovery Life rewards healthy living

With Discovery Life, you can get upfront premium discounts and a percentage of your life insurance premiums paid back to you. This is our way of rewarding you for managing your health and wellness.

Integrate and get a discount on your life insurance premium

By simply linking your other Discovery products to your Discovery Life Plan through a concept called Integration, you can get the following upfront premium discounts.

Discovery Health Vitality Vitalitydrive Vitality Active Rewards for Life Premium Discount
 

Up to 28%

   

Up to 20%

     

Up to 17.5%

     

Up to 15%

     

Up to 10%

A further discount of up to 15% may also apply to certain qualifying benefits.

Get up to 50% of your premiums back through the Discovery Life PayBack benefit

The PayBack benefit provides you with valuable financial benefits throughout your policy term.

You can choose to receive a PayBack payment of

up to

50%

of your premiums back

every 5 years.

up to

35%

of your premiums back every year, for

the first 10 years, guaranteed.

 

The level of your guaranteed PayBack is broken down as follows:

up to

10%

Depending on your Discovery Health plan, you can get up to 10% of your premiums back.

+

up to

7.5%

Depending on your Vitality drive status, you can get up to 7.5% additional PayBack.

+

+

up to

7.5%

Depending on your Discovery Credit card spend, you can get up to 7.5% additional PayBack.

+

up to

10%

Depending on your Vitality Active Rewards, you can get up to 10% additional PayBack.

=

up to

35%

If you have fulfilled all the qualifying criteria, you can get up to 35% of your premiums back, every year for the first 10 years.

Discovery Life + Vitality Active Rewards for Life = Active Integrator

As a Discovery Life client, by linking your policy with Vitality Active Rewards for Life through the Active Integrator, you get a number of additional benefits, which includes:

 
 
 
 
 

A premium discount of up to 10%.

The ability to maintain your premium discount, based on your physical activity and level of health.

The option to increase your cover each year at no additional premium.

The ability to get PayBacks of up to 10%, which will be paid out every five years.

Download the Active Integrator and Vitality Active Rewards for Life brochures and find out how you can get rewarded for being physically active and for managing your health and wellness!

Supplement your retirement savings

By managing your health and wellness effectively, you'll also receive substantial payments to supplement your retirement income through our Cash Conversion benefit.

 
 
 
 
 
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