Guaranteed return plans provide either a guaranteed income for your investment or a guaranteed return on your lump-sum contribution at the end of a five-year term. This makes them ideal investments if you are looking for low risk and stability.
Features of a guaranteed return plan
These investment plans offer peace of mind as you know exactly what your investment will be worth after five years.
You have to invest for a minimum of five years and there are terms to when you can access your money, if you need to withdraw earlier. At the end of the five-year term, you will be able to reinvest the proceeds of your investment.
Guaranteed return plans are particularly tax-efficient for individuals who have an average tax rate of 30% or more.
Guaranteed Growth Plan
With our Guaranteed Growth Plan, you have to invest a minimum of R60,000 and we will give you a guaranteed amount at the end of five years. This is known as the guaranteed maturity value.
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