Our Guaranteed Return Plans are five-year investment plans that give you peace of mind from knowing exactly what your investment will be worth at the end of the five-year period. You can choose from two Guaranteed Return Plans: the Guaranteed Growth Plan and the Guaranteed Income Plan. These are low-risk investments that are well-suited for volatile times.
No matter what happens to the markets, you will get your guaranteed return on your lump-sum contribution after the five-year investment term.
At a glance
Investment term
Medium TermFive years
Minimum investment amounts
R60 000
Fees that apply
Financial adviser fees
Your financial adviser can charge initial and ongoing advice fees.Please contact your financial adviser for a detailed quote on fees.
Tax
The following applies to you:
Tax on the Guaranteed Income Plan is taken into account in the guaranteed maturity value. However, all income paid from the plan will be taxed and form part of gross income.
Fact File
Read the relevant Fact File for details of:
The impact of withdrawing earlier than five years
How the fees work
Protection if you die during the guarantee period
Contact your financial adviser for more information
Investment guarantees
Guaranteed return at the end of five years
Guaranteed regular income for five years
Read our brochure for more information.
This plan provides you with a guaranteed return and a guaranteed regular income on your investment for five years.
At a glance
Fees
Financial adviser fees
Your financial adviser can charge initial and ongoing advice fees.Please contact your financial adviser for a detailed quote on fees.
Fact File
Read the relevant Fact File for details of:
The impact of withdrawing earlier than five years
How the fees work
Protection if you die during the guarantee period
Contact your financial adviser for more information
Minimum investment amounts
R60 000
Tax
The following applies to you:
Tax on the Guaranteed Income Plan is taken into account in the guaranteed maturity value. However, all income paid from the plan will be taxed and form part of gross income.
Investment term
Medium TermFive years
Investment guarantees
Guaranteed return at the end of five years
Guaranteed regular income for five years
Read our brochure for more information.