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The Future of Banking. Now.

You can bank the way you've always banked,
or you can bank with Discovery Bank.

The Future of Banking is here.

In the new world of banking, you no longer have to stand in queues, deal with endless paperwork or wait for office hours to make changes to your account.

As a trendsetter in the industry, we continually enhance our capabilities to offer you a superior digital banking experience. With innovative features built into your Discovery Bank app, like Discovery Pay, Live Assist and Smart Vault, you can experience cutting edge banking right now from wherever you are.


A full bank branch in the palm of your hand

The Discovery Bank app is available 24/7
Helps you manage your money better and rewards you for it
Keeps your money safe and secure
Simplifies your life with the latest banking features and technology

The Future of Banking is

Get used to a secure and convenient banking experience.
  • Facial ID and security

    Visit a bank branch to open your account? Not with us. You can sign up anytime, anywhere with our paperless verification and advanced facial-recognition technology in under five minutes. Plus, you can log in to the app with facial ID too.

    This is not only the most convenient way to bank but also one of the safest because we use the most advanced security technology to protect your accounts.

    More on mobile banking security
  • Live Assist

    Other banks tell you what to do, but at Discovery Bank, we show you. Get the best virtual service experience with Live Assist. Share your mobile screen and get real-time help from a Discovery Banker on your banking app. Let them help, and show you how to get the most out of your banking features and rewards. It's convenient, available 24/7 and completely secure because only you can approve the start of a Live Assist session.

    More on Live Assist
  • Smart Search

    No more scrolling for hours looking for that one payment. With Smart Search, you can easily find and filter your transactions. You can even create and download custom transaction lists in just a few taps.

    More on Smart Search
  • Smart Vault

    Always losing your receipts or important warranties? You can now upload and store images of your receipts and link them to specific transactions. You can also scan till slips and link warranty cards and other documents to big purchases so you can easily find them when you need them.

    Plus, you can change the description of the transaction, add personalised notes, and even use Smart Search to find a specific receipt quickly.

    More on Smart Vault
  • Access your banking on any device

    While we're mobile first, you can also access online banking on using your desktop, laptop or tablet. Our online banking platform shares the same familiar design, key features and strong security as our banking app.

The Future of Banking is

Bank smarter and enjoy a seamless digital banking experience that offers you innovative features and benefits to make navigating life and managing your money easier.
  • Credit reimagined

    We've reimagined how you access, manage, and control your credit. Applying for credit on our banking app is a fully digital process, takes minutes, and you might not need to send us any documents at all. We offer you innovative ways to access credit, including the ability to use your investments with Discovery Invest to access additional funds. Managing your credit is easy, and you can control your interest rates with the power of our Dynamic Interest Rates by improving your Vitality Money status.

    More on credit
  • Payments that simplify life

    Discovery Pay is our integrated payments platform that allows you to instantly settle medical bills without the hassle of queues or paperwork, and avoid the need to exchange banking details by paying other Discovery clients in your contact list using just their cellphone number.

  • Payments whenever and wherever

    You have the freedom to pay how you want with Discovery Bank. You can tap your state-of-the-art physical card or travel lighter by using your virtual card that's immediately available on our banking app. You can also pay with your smartwatch, phone or other device using Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay. Plus, you can shop with Discovery Miles, our rewards currency that's more valuable than cash.

    More on seamless digital payments
  • World currencies at your fingertips

    Experience the only Real-Time Forex Accounts. Open a Discovery Bank Forex Account in seconds in your banking app, 24/7, with no delays or complicated FICA processes. Instantly convert your Rands to British Pounds, Euros or US Dollars with zero transaction fees. Save in these three global currencies with no minimum balance. Plus, make secure online payments in over 60 currencies and receive international payments in British Pounds, Euros, US Dollars and Rands.

    More on Discovery Bank Forex Accounts

The Future of Banking is

Get used to a banking experience built around your financial behaviours.
  • Enjoy personalised rewards for managing your money well

    Vitality Money uses innovative and interactive features and dashboards on the banking app to give you a deeper understanding of the five key financial behaviours that influence your financial wellbeing. We'll help you improve how you manage your money with incentives and reward positive changes with market-leading rewards.

    More on Vitality Money
  • Take control of your money with the Vitality Money Financial Analyser

    Our Vitality Money Financial Analyser can help you become better with your money. Through advanced analytics, it shows you trends on the money you earn and spend and gives you intelligent insights and personalised alerts, all at your fingertips. Plus, you get rewarded for managing your money well.

    More on Vitality Money Financial Analyser

The Future of Banking is in your hands

You can manage your entire banking profile from the Discovery Bank app, anytime, anywhere. Just log in to the banking app to:

  • Access or add a transaction account for managing your day-to-day banking needs and a credit card account with up to 55 days of interest-free purchases on select credit card transactions
  • Add unlimited Discovery Bank virtual cards to start using immediately after joining
  • Access your Single Credit Facility to help you manage your credit easily
  • Instantly settle medical co-payments at pharmacies like Clicks and Dis-Chem, hospitals and medical service providers with Health Pay
  • Make on-the-go payments with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Pay any of your contacts who are Discovery clients, using just their cellphone number with Discovery Pay
  • Withdraw cash at a till point at Checkers, Pick n Pay, Shoprite and selected Spar stores
  • Make deposits at Boxer, Checkers, Pick n Pay and Shoprite stores
  • Get free transaction notifications and monthly account statements
  • Choose from a range of unlimited, free savings account options, with personalised interest rates for large deposits
  • Access a range of Vitality Money tools to help you manage and improve your financial health.
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