Bridging the gap between your medical aid and real healthcare costs.
From 1 January 2026, Discovery Gap Cover premiums will increase to ensure we continue providing you with comprehensive cover against rising medical costs. This adjustment reflects the growing gap between what healthcare providers charge and what medical schemes cover, as well as the increasing cost of medical treatments. We remain committed to offering you valuable protection and peace of mind when you need it most.
Log in to view your January 2026 benefit and premium updates:
VIEW YOUR PREMIUM AND BENEFIT UPDATES FOR 2026
Important documents for 2026
Premiums are based on the individual's circumstances and is in line with short-term insurance pricing principles. There are certain requirements on application and waiting periods may apply based on the health plan at the time of activating the cover. Gap cover is available to members of Discovery Health Medical Scheme excluding members on KeyCare plans. Discovery Gap Cover is a non-life insurance policy, underwritten by Discovery Insure Ltd, registration number 2009/011882/06, a licensed insurer and an authorised financial services provider. This is not a medical scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership. Discovery Gap Active is subject to FSCA approval.