Benefits and cover overview
You get unlimited hospital cover - network plans require that you visit a hospital in your network to enjoy full cover. For planned or non-emergency admission you need to call us to confirm your admission.
Going to hospital?
For planned procedures, it is necessary that you inform Discovery Health before being admitted to hospital. Understand what we need to know before we can authorise your hospital admission.Read more
In an emergency, you can go straight to hospital. Alternatively in the event of an emergency medically equipped transport can be arranged by calling Discovery 911 on 0860 999 911.Read more
All members have access to private hospitals. We cover the costs of planned hospital admissions from your Hospital Benefit. There is no overall limit of hospitalisation. You can have peace of mind that Discovery Health places you first with a focus on giving you comprehensive benefits, value for money and services to improve the quality of care available to you.Read more
Members have access to dental treatment - both in the dentist's or dental specialist's rooms, in hospital or a day clinic. Cover for dentistry also depends on the member's plan type.Read more
Members have access to comprehensive maternity and post-birth benefits supported by access to 24/7 support, advice and guidance through the My Pregnancy and My Baby programmes on the Discovery app and website.Read more
Assisted Reproductive Therapy benefit
The Executive and Comprehensive plans offer cover for assisted reproductive therapy, such as in vitro fertilisation (IVF) and embryo transfer through our approved network of specialists and facilities.Read more
The Emergency Services and Trauma Support includes dedicated support and benefits to trauma related to gender-based violence.
The Trauma Recovery Extender Benefit extends your cover for out-of-hospital claims related to certain traumatic events.
Tests and scans
You have cover for in- and out-of-hospital tests and screening, including investigations, radiology and blood tests.Read more
WHO Global Outbreak Benefit
You have cover for relevant healthcare services, as well as a defined basket of care for out-of-hospital healthcare services, related to global World Health Organization (WHO) recognised disease outbreaks such as COVID-19.Read more
Cover for chronic conditions and cancer
If you're diagnosed with cancer and once we have approved your cancer treatment, you are covered by the Oncology Care Programme.Read more
Chronic Illness Benefit
All our plans cover approved medicine for the Prescribed Minimum Benefit Chronic Disease List conditions. Certain plans cover additional conditions.Read more
Our Diabetes Care Programme, together with your Premier Plus GP, will help you actively manage your diabetes.Read more
The Cardio Care Programme, together with your Premier Plus GP, will help you actively manage the conditions affecting your heart and blood vessels.Read more
Cover for medicine and medical items
Extra benefits to enhance your cover
Discovery Home Care
Discovery Home Care is a home-based service that offers you quality care in the comfort of your own home, with minimum disruption to your normal routine and family life.Read more
International second opinion
Through your specialist you have access to second opinion services from Cleveland Clinic for life-threatening and life-changing conditions.Read more