The Discovery Health Medical Scheme is an independent non-profit entity governed by the Medical Schemes Act, and regulated by the Council for Medical Schemes. It is administered by a separate company, Discovery Health (Pty) Ltd, an authorised financial services provider.
What to do in an emergency
In an emergency, go straight to hospital. If you need medically equipped transport, call 0860 999 911. This line is managed by highly qualified emergency personnel who will send air or road emergency evacuation transport to you, depending on which is most appropriate in your area.
Discovery 911 offers real-time emergency care for all Discovery Health Medical Scheme members. For a medical emergency, call 0860 999 911. The Discovery 911 number appears on your membership card for easy reference. You can get a Discovery 911 sticker for your vehicle for when you have a road emergency.
This number is available 24 hours a day, seven days a week to receive emergency calls. The line is managed by highly qualified emergency personnel, who will assess each case and provide immediate feedback and assistance
If you need medically equipped transport in South Africa, Discovery 911 will send emergency transport, for example an ambulance or helicopter, to take you to hospital. We will cover the costs from your Hospital Benefit, whether you are admitted to hospital or not.
You can go to any private hospital in an emergency. If you are admitted to hospital, we cover your emergency hospital admission. There is no overall limit for hospital cover on your health plan.
Emergency assist is available on the Discovery app
Make sure you download the latest version of the Discovery app . If you need emergency assistance, tap Emergency assist on the Discovery app using your iPhone or Android smartphone. Alternatively, if you do not have a smartphone that supports the Discovery app , you can save the Discovery 911 number, 0860 999 911, in your phone and call the number during an emergency.
Always ensure your GPS on your smartphone is switched on so that you can be located during an emergency.
We cover the costs of a casualty visit if you are admitted to hospital from the casualty unit. We pay the costs from your Hospital Benefit, as long as we confirm your admission. Some casualties charge a facility fee, which we do not cover.
If you go to a casualty or emergency room and you are not admitted to hospital, we pay the costs according to your health plan, unless it is an emergency or related to a Prescribed Minimum Benefit condition. Where treatment qualifies as a Prescribed Minimum Benefit, it will be paid for by the Scheme.
Executive, Comprehensive, Priority:
We pay for these claims as a day-to-day medical expense from your available Medical Savings Account and Above Threshold Benefit
We pay for these claims as a day-to-day medical expense from your available Medical Savings Account.
Smart and Core:
You need to pay for these costs as your plans do not have a Medical Savings Account.
KeyCare Plus and KeyCare Access:
On KeyCare Plus you can go to any casualty unit at one of the KeyCare network hospitals. You have to pay the first R325 of the consultation. On KeyCare Access, other than for emergencies and trauma, each person can go to casualty at one of the KeyCare network hospitals once a year. You have to pay the first R325 of the consultation. You don’t need to call us if you go to casualty.
Not all KeyCare network hospitals have casualty units. See the list of hospitals and casualty units.
We do not cover casualty visits on these plans.
International travel benefit letter
You can get an International Travel Benefit letter as proof of your medical cover for visa application purposes.Request letter