Why choose life insurance from Discovery?
Use our claims calculator, by entering your gender, age and occupation below, to see how we ensure that our clients are financially protected in the case of these life-changing events.
See how important life insurance is for someone like you:
Discovery's COVID-19 life insurance claims experience for 2021
The Discovery Life Plan has been designed to give comprehensive protection when our clients and their families need it the most. The current COVID-19 pandemic is no exception. The unique features across all our benefits make sure that our clients are comprehensively protected against the effect that this virus outbreak can have on them and on their family's lives. For this reason, we also launched the market-first Multi-organ Benefit which is now built into and complements our Severe Illness Benefit to help provide clients and their families with enhanced peace of mind.
Claims by clients with Discovery Life insurance
Discovery offers you more than just life cover
Discovery offers a collection of customisable benefits covering the full range of possible life-changing events from death and disability to severe illness, loss of income, and much more. It is a comprehensive offering that ensures no matter which stage of life you find yourself in, you will be covered, rewarded, and financially secure. One of the biggest advantages of having a life insurance policy from Discovery is having access to a benefit structure that rewards you throughout your policy term for managing your health and finances.
1.6claims per hour
9 480Total individual life claims paid in 2022
99%of claims paid out
Five reasons to join Discovery Life
Comprehensive, dynamic cover for you and your family
Rewards throughout your policy term with premium discounts and cash back
Exemplary claims record with over R45.1 billion of claims paid to date
By leading a healthy lifestyle, Discovery's Gold and Diamond Vitality status policyholders have a 75% lower mortality risk compared to the industry average*
Over R3.1 billion in premium PayBacks and discounts are passed back to our policyholders every year**
* Mortality study by global reinsurer, 2018
** Internal Discovery statistics as at 2021