Enjoy income boosts to enhance your retirement lifestyle, a guaranteed income for life to ensure your savings last, and wealth transfer to your dependants. With this plan, you get both a living annuity and a specially designed fixed annuity providing guaranteed income for life. A living annuity allows you to manage your retirement savings the way you want to and gives you the flexibility to choose your income each year.
If you choose not to receive the guaranteed income for life, you can invest in our Living Annuity only.
Features of a living annuity
You can withdraw an income of between 2.5% - 17.5% a year.
You need to manage your investment so that it lasts throughout your retirement.
You can leave your remaining investment value to your beneficiaries when you die.
Features of the Lifespan Linked Income Plan (guaranteed income)
A guaranteed income is payable from the later of age 80 and 15 years from the start of your investment. This income comes from a specially designed fixed annuity.
Secured financial future in retirement
There are minimum investment amounts for this plan. You can choose between investing in the Lifespan Linked Income Plan or removing the guaranteed future income and investing in our Living Annuity.
Lifespan Linked Income Plan
Minimum investment amount
R300,000
Living
Annuity
Minimum investment amount
R75,000
Unlock maximum retirement income with boosts and guaranteed income
Enjoy income boosts to enhance your retirement lifestyle, a guaranteed income for life to ensure your savings last, and wealth transfer to your dependants.
Watch this video to learn how you can grow your savings, boost your income, and stay financially secure for life
Enjoy a wide choice of funds to invest in
Your plan is a collection of funds. Once you have chosen your investment plan, you can decide which funds to invest your money into. Your decision should align with an investment strategy that you and your financial adviser agree on, and the investment goals you have.
We offer you access to a range of unit trust funds across various investment managers through a single entry point. This means you can invest in our investment plans and choose investment funds that are managed by leading investment managers.
Educational content to help with decision-making
Is retirement around the corner for you? You may have visions of long days lazing on the beach, or maybe you're counting down the months before you launch yourself into a new venture or passion project. Whatever your plans are, it's important to realise that even if you're no longer working fulltime, it's still essential to save for an income.