As a shared-value bank, we love rewarding you when you manage your money well and now, you can enjoy even more rewards with our Friends Referral Rewards. Invite your friends and family to join Discovery Bank and you'll earn up to 5 000 Discovery Miles for every friend that signs up with a qualifying account. Plus, they'll earn up to 5 000 Discovery Miles too!

Invite more friends, boost your rewards!

Once you see how easy it is to earn Friend Referral Rewards, you may want to invite them all. That's why we'll give you an additional 2 500 Discovery Miles once three of your friends have signed up, and an additional 5 000 Discovery Miles once you hit ten

How it works

We're giving you your own unique referral code in your Discovery Bank app.
STEP | 01

Share your unique code with your friends through the Discovery Bank app.

STEP | 02

Have them sign up and complete a transaction.

STEP | 03

Both get paid up to 5 000 Discovery Miles, and enjoy spending them.

How to invite your friends

Watch a video on how it works here

What else you need to know

The value of your Friend Referral Rewards are based on the account they sign up with, and will be paid to you and your friend or family member once they complete a qualifying transaction on their account. They have 60 days to complete their first transaction.


  Full banking suite Credit card account
Value of Discovery Miles you will both receive 5 000 2 500

Discovery Bank is a shared-value bank with state-of-the-art credit cards and a wide range of other banking products designed with you in mind. Find out which one may be right for you.

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Keeping track of who has joined, and all your rewards

  • Keep track of all your invites on the Discovery Bank app.
  • Nudge them along if they haven't made a transaction.
  • Enjoy seeing all your Friend Referral Rewards accumulate in your Discovery Miles account.

How your friends can join Discovery Bank

Joining a bank has never been easier. You can join Discovery Bank anytime, anywhere in as little as 5 minutes.

Received a referral code?

Download the Discovery Bank app and select Join the Bank. If you have a referral code you can enter it after confirming your details. You can then choose from our range of accounts and sign up in minutes.

Watch a video on how it works here

For any other questions about Friend Referral Rewards, read these FAQs

Limits, terms and conditions apply. Please see the full details of these here.

Enjoy your Discovery Miles, our rewards currency that's more valuable than cash

Friend Referral Rewards are just another way you can earn Discovery Miles. And the best part about earning them, is all the ways you can spend them!

Learn about the many exciting ways to earn and spend Discovery Miles.
About Discovery Miles
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