Get a Will. Own what's yours.
Fill in a few details and a Discovery Wills and Trust Services testamentary specialist will contact you, or speak to your financial adviser.
Why a Will and estate plan matter
You work hard for what you own - your home, your savings, your belongings, and your success. But without a valid Will and estate plan, you can't fully control what happens to them after you pass away. In South Africa, not having a Will means the law decides who gets your assets, not you. A Will isn't about planning for death someday. It's about ownership and control today. A clear, up to date estate plan ensures your assets go where you intend, protects the people you care about, and prevents delays, disputes, and uncertainty.
Simply put, a Will turns what you've earned into what you own.
Why choose Discovery for your Will?
Get a free Will drafted by Discovery Wills and Trust Services. Our Testamentary Specialists guide you through the process, making it simple, clear, and tailored to your needs.
Your Will is securely stored at no cost, so it's protected and easy to access when it matters most. This gives you certainty and control for your loved ones.
You can nominate Discovery Wills and Trust Services as executor and trustee, ensuring your wishes are carried out professionally, efficiently, and exactly as intended.
Discovery provides the fiduciary services to wind up your estate and administer any testamentary trusts, giving your family expert support and reducing delays, disputes, and unnecessary costs.
When you sign your Will, you take ownership of what's yours and where it goes.
Earn 10,000 Vitality
Money points
Planning ahead should be rewarding. Discovery Bank clients who draft and securely store their Will with Discovery can earn 10,000 Vitality Money points, supporting your financial wellbeing while protecting what you've built.
Bespoke and offshore Will drafting when needed
If you have international assets or complex estate needs, you get access to bespoke and offshore Will drafting through Discovery's boutique legal partners at negotiated rates.
The Discovery Estate Preserver
Protect your estate from the costs associated with winding up an estate
Even with a Will in place, winding up an estate can be expensive and slow. Executor fees, legal costs and estate duty can leave loved ones under financial pressure when they need relief most. The Discovery Estate Preserver is a cost-effective policy designed to ensure your estate has the liquidity and protection it needs, exactly when it's needed.
Why the Discovery Estate Preserver matters
Life insurance is designed to give you and your loved ones financial cover for life's unpredictable risks. Here is how Discovery Life insurance works:
Cover executor, trustee and legal fees
The Discovery Estate Preserver indemnifies key fiduciary costs when Discovery Wills and Trust Services is appointed as executor and trustee. This helps protect your estate from fees that can otherwise reduce the value of what you leave behind.
Avoid forced sales of assets
Estate duties and taxes can be due before assets are transferred. The Discovery Estate Preserver helps provide cash and liquidity so assets don't need to be sold under pressure to cover these costs.
Fast access to funds when accounts are frozen
Bank accounts are typically frozen after death. The Discovery Estate Preserver includes liquidity benefits that pay out quickly, helping cover immediate expenses such as funeral costs, travel, and daily needs.
Ongoing support for your dependants
A contribution benefit can provide monthly payments for a period of time after death. This can help your family manage ongoing financial commitments, such as insurance and medical aid, while the estate is being finalised.
Certainty that your plan will be carried out
A Will sets out your wishes. The Discovery Estate Preserver helps make sure they happen by covering the costs and risks involved in executing your estate properly.
Get your Will drafted and have your estate protected today!
The Discovery Estate Preserver isn't about planning for death someday. It's about knowing that what you've built won't be diminished by fees, delays, or financial strain in a cost-effective way, and that your loved ones are supported when it matters most
*For bespoke Wills, the appointment duration may exceed 60 minutes. For all Wills, Discovery Wills and Trust Services will be nominated as your executor and trustee.
For standard Wills, drafting is free of charge. If you require more intricate Will drafting, such that you need a bespoke Will or an offshore Will, there will be a referral to a specialist law firm, where a fee will be charged. Discovery Wills and Trust Services reserves the right to charge a storage fee. Discovery Life Limited. Registration number 1966/003901/06, is a licensed life insurer, an authorised financial services and registered credit provider, NCR Reg No. NCRCP3555. Discovery Wills and Trust Services, a division of Discovery Central Services