Our medical aid plans

Discovery Health Medical Scheme is South Africa’s most-loved medical aid

Discovery Health Medical Scheme gives you complete peace of mind that your healthcare is in good hands at every stage of your health journey. Choose from 23 health plan options designed to suit your individual health and financial needs.

Here's how our medical aid plans are put together

Hospital  

There is no overall limit for hospital cover on any of the Discovery Health Medical Scheme plans. You can go to any private hospital on most plans.

Chronic Illness Benefit (CIB)  

All our plans cover approved medicine for the Prescribed Minimum Benefit Chronic Disease List conditions. Certain plans cover additional conditions

Screening & prevention  

Screening and prevention benefits cover vital tests to detect early warning signs of serious illness.

Above Threshold Benefit (ATB)  

Certain plans have an Above Threshold Benefit (ATB) that gives you further day-to-day cover once you have reached your Annual Threshold.

Day-to-day Extender Benefit (DEB)  

On selected plans, when you have spent your annual Medical Savings Account (MSA) allocation, the Day-to-day Extender Benefit (DEB) extends your day-to-day cover for essential healthcare services in our network.

Maternity Benefit  

You get comprehensive benefits for maternity and early childhood that cover certain healthcare services before and after birth.

Medical Savings Account (MSA)  

On selected plans, we pay your day-to-day medical expenses from the available funds allocated to your Medical Savings Account (MSA). This empowers you to manage your spend.

 

Our medical aid plan series summaries.

We have the medical aid plan to suit your individual health and financial needs

We offer you the widest range of medical aid plans available in the market today, catering for your specific healthcare and financial needs. Our plans range from the most comprehensive private healthcare cover on our Executive Plan to our KeyCare plans, where you get
cost-effective private healthcare cover through our extensive network of providers.

EXECUTIVE PLAN

From

R6 541

The Executive Plan offers you the most extensive cover for in-hospital and day-to-day benefits with extended chronic medicine cover and an unlimited Above Threshold Benefit.

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COMPREHENSIVE SERIES

From

R4 026

Comprehensive cover for in-hospital and day-to-day cover with extended chronic medicine cover and an unlimited Above Threshold Benefit.

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PRIORITY SERIES

From

R3 010

Cost-effective in-hospital cover, essential chronic medicine cover and day-to-day benefits with a limited Above Threshold Benefit.

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SAVER SERIES

From

R1 915

The most economical in-hospital cover, essential chronic medicine cover and day-to-day benefits through a Medical Savings Account.

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CORE SERIES

From

R1 543

A value-for-money hospital plan that provides unlimited private hospital cover and essential cover for chronic medicine with no day-to-day cover.

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SMART SERIES

From

R1 285

The most cost-effective in-hospital cover, essential chronic medicine cover plus limited day-to-day cover if you’re willing to use providers in a specified network.

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KEYCARE SERIES

From

R839

Affordable medical cover if you’re willing to use providers in a specified network for both in-hospital and out-of-hospital treatment.

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Recognised in South Africa and globally

What our clients say about us

Sameshni Moodley – Discovery Health Medical Scheme member

"When she was diagnosed with HIV, Sameshni Moodley thought life as she knew it was over. Yet her positive attitude and healthy lifestyle turned things around."
View her story

Sameshni Moodley - Discovery Health Medical Scheme member

Jimmy Phiri – Discovery Health Medical Scheme member

"The last thing that 32-year-old Jimmy Phiri expected when he felt physical weakness, was to be diagnosed as having had a stroke. He shares his journey to recovery."
View his story

Jimmy Phiri - Discovery Health Medical Scheme member

Jaco van Staden - Discovery Health Medical Scheme member

"Jaco's worst nightmare of having his leg amputated has left him a better man than ever and with a leg that is almost as good as the one he was born with."
View his story

Jaco van Staden - Discovery Health Medical Scheme member

Jaco van Staden - Discovery Health Medical Scheme member

"The biggest challenge for Laurie Gaum was learning to deal with the twists and turns of his cancer journey."
View his story

Laurie Gaum - Discovery Health Medical Scheme member

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