The Saver Series

Economical in-hospital cover, chronic cover and day-to-day benefits

 

Here’s what you get:

Unlimited private hospital cover

Guaranteed full cover in hospital for specialists we have a payment arrangement with

Up to 200% of the Discovery Health Rate on Classic Plans and 100% on Essential and Coastal Plans for other healthcare professionals we don’t have an arrangement with

Full cover for approved chronic medicine for all conditions on our Chronic Disease List

A Medical Savings Account (MSA) for your day-to-day healthcare needs

 
 
 
 
 

Additional cover when your Medical Savings Account runs out, for face-to-face and video call GP consultation fees

The Classic Plan also covers:

  • Antenatal consultations
  • Video call consultations with paediatricians
  • Kids’ casualty visits

Cover for medical emergencies when you travel outside South Africa

You can choose a plan with a selected hospital network for planned procedures to reduce your monthly contributions.

Our five plans in the Saver Series

  Classic Classic Delta Essential Essential Delta Coastal
Hospital cover
Unlimited private hospital cover at any hospital    
Unlimited private hospital cover at a network hospital      
Full cover with a specialist we have a payment arrangement with
Specialists we don't have a payment arrangement with are covered at a percentage of the Discovery Health Rate 200% 200% 100% 100% 100%
Other healthcare professionals are covered at a percentage of the Discovery Health Rate 200% 200% 100% 100% 100%
Chronic illness cover
Chronic condition: Cover for 27 Chronic Disease List conditions (once approved) according to the Prescribed Minimum Benefits
Chronic medicine: Full cover for approved medicine on our medicine list    
Chronic medicine: Full cover for approved medicine on our medicine list at a designated service provider pharmacy      
Cancer cover
We cover a set amount in full over a 12-month period. Costs above this amount attract a 20% co-payment. Prescribed Minimum Benefit conditions are covered in full R 200 000 R 200 000 R 200 000 R 200 000 R 200 000
Day-to-day cover

Medical Savings Account: Percentage of your contribution that goes into an MSA

25% 25% 15% 15% 20%
Day-to-day Extender Benefit pays for certain day-to-day benefits after the money in your MSA has run out

This is only a summary of the key benefits. Please consult the health plan guide for more details. Discovery Health Medical Scheme Rules apply.

The Discovery Health Medical Scheme is an independent non-profit entity governed by the Medical Schemes Act, and regulated by the Council for Medical Schemes. It is administered by a separate company, Discovery Health (Pty) Ltd, an authorised financial services provider.

Log in