The earlier you start saving for retirement, the more time your money has to grow in the market. By earning returns and allowing compound growth to work over time, your retirement savings can build steadily. Whatever your age, investing earlier and increasing contributions towards retirement plays an important role in long term financial security.
We offer extra benefits over and above investment performance
Our retirement plans are designed to help you create financial independence in retirement by rewarding you with boosts and fee discounts for your healthy financial behaviours.
Our retirement savings plans
Retirement Annuities
Our Retirement Annuities are designed to meet your personal needs. Whether you invest a lump sum or pay in monthly contributions, we have a plan that's right for you.
Our plans include the:
- Lump-sum Retirement Annuity
- Flexible Recurring Retirement Annuity
- Recurring Retirement Annuity
Preserver and Provident Plans
Preserve your pension or provident fund savings from your previous employer until you retire.
Our plans include the:
- Lump-sum Preserver Plans
Discovery Retirement Optimisers
A retirement savings investment that provides you with immediate fee discounts, long-term fee refunds and a lump-sum enhancement at retirement when linked to a qualifying Life or Discovery Health Medical Scheme (DHMS) plan.
Our plans include the:
- Discovery Retirement Optimiser (for clients with a qualifying Life plan)
- Discovery Retirement Optimiser | Health (for clients with a qualifying DHMS plan)
Educational content to help with decision making
Is saving for retirement a blip on your radar, or is it a worry that keeps you up at night? Either way, when you understand how relevant saving for retirement is, you'll be enabled to make the right decisions, and reap the peace of mind that it brings. Get to the bottom of retirement basics.