Welcome to your Discovery Bank and Vitality Money information hub

Welcome to your go-to information hub for everything related to Discovery Bank and Vitality Money. Browse the topics below to find out more about our products, benefits and unique features. You will also find useful tips and information about how to navigate the Discovery Bank app, access financial education tools and resources and, of course, how to get the most out of your rewards.

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Discovery Bank products

Explore our credit, transaction and savings products.

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Managing your accounts

Find out how to add, upgrade, pay or manage your accounts.

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Your Discovery Bank cards

See how to apply for and manage Discovery Bank cards.

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Transacting with Discovery Bank

How to make deposits, withdrawals, transfers and more.

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Payments

Discover a world of payment options with Discovery Bank.

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Prepaid products and services

Explore airtime, electricity and other prepaid services.

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Travel rewards and benefits

Go exploring with Discovery Bank travel benefits and rewards.

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Discovery Bank Rewards

Explore all the rewards you can earn with Discovery Bank.

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Discovery Miles

How to earn, spend and maximise your Discovery Miles.

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Financial education and tools

Explore our range of tools to get you financially stronger.

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Popular   topics
How do I apply for Discovery Bank products?

To apply for any Discovery Bank product, download the Discovery Bank app and open your account in under five minutes. You can also leave your details on the Discovery website and we'll call you back.

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Where can I withdraw cash using my Discovery Bank card?
  • Using any Visa-branded ATM
  • Visiting one of our participating retailers:
    • Pick n Pay
    • Checkers
    • Shoprite
    • Select Spar stores
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How does Health Pay work?

All you have to do is set up Health Pay on the Discovery Bank app and link your Discovery Health Medical Scheme membership to your debit or credit card with Discovery Bank.
Then, simply visit a participating pharmacy, hospital or medical service provider and pay with Health Pay. When a co-payment is due, we will pay from your account automatically and you'll receive a transaction notification.

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What are Discovery Miles?

Discovery Miles is Discovery's one rewards currency that you can earn for getting healthy, driving well and spending responsibly. You can spend your Discovery Miles at a range of in-store and online partners or exchange them for cash.

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Who is Worth?

Worth is a leading provider of independent financial education to individuals and corporates in South Africa. They offer a range of online courses to help people take control of their money in 60 days or less.

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Do I have to activate my Discovery Bank card for international use?

No, your Discovery Bank card is already preauthorised for international use so you don't have to activate it to work overseas.

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How do I pay for airtime, data and SMS bundles?

You can use the available money in your Discovery Bank account or the available Discovery Miles in your Discovery Miles Account to purchase airtime. You can't use a combination of the two in a transaction.

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Who do I contact to discuss arrears on my account?

The COVID-19 crisis and lockdown is a difficult time for many of our clients. Because of this, we are trying to help Discovery Bank clients meet their credit repayments on an individual basis. If the COVID-19 lockdown has affected your income, and you have proof that you won't be able to make the minimum amount due, you can ask our Collections Department to come up with a relief plan.

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Additional   resources
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'How to' video guides

View our library of handy 'How to' videos, from adding a secondary card to changing your card pin, our 'How to' videos are here to guide you through the process.

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Important documents and guides

View important account documents and benefit guides to ensure you have the latest information about Discovery Bank and our products.

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