Save on your insurance costs
by driving well

Vitality Drive is Discovery Insure's unique driver behaviour programme that rewards you for driving well


Get up to 50%

of your BP & Shell fuel spend back by driving well and swiping your Vitality Drive card when filling up

Get up to 50% back on fuel and Gautrain spend

Qualify for immediate fuel rewards. Install your DQ-Track, drive well, link your Vitality Drive card and fill up at BP & Shell. If you have a Gautrain Gold card, you can get up to 50% back on your monthly Gautrain spend too.

Get Active Rewards

With Vitality Drive Active Rewards, you can get drinks at Vida e Caffé or KAUAI, or Mugg & Bean, popcorn at Ster- Kinekor or StopWash car wash vouchers for driving well.

Get up to 25% off DriveMe partners

Get 25% off Uber, Road Trip and Scooter Angels.

Get Tiger Wheel & Tyre discounts

Get up to 20% discount at Tiger Wheel & Tyre.

Get more rewards if you're under 26

Young adults aged 18 to 25 can get up to 25% off their premium and more for driving well in addition to fuel rewards.

Get an upfront discount for good driving

With the Dynamic Plan instead of fuel rewards, you get an upfront vehicle premium discount of up to 12% based on your Vitality status, which is adjusted after the first three months and at every anniversary.

Excess Funder Account

With an active Vitality Drive programme, you can use your Excess Funder Account to fully fund any car hire or car excess, lower your premium, cash withdrawals and fund up to 100% of your new tyres from Tiger Wheel & Tyre.


Making rewards possible

With Discovery Insure, you can access a range of service and rewards partners to help you become a better driver and stay safe on the roads. Meet our partners

Rewards Partners

BP Shell

Rewards Partners

EyeGym Gautrain Tiger Wheel & Tyre

Driving Course Partners

BMW Motorrad BMW Driving Experience Jaguar & Land Rover Volkswagen Driving Academy

DriveMe Partners

Road Trip Scooter Angels Uber

Support Partners

Netcare 911

Car seat benefit Partners

Born FabulousToys R Us


How to earn fuel rewards

To earn up to 50% of your fuel and Gautrain spend back each month, you need to activate Vitality drive and install DQ-Track. Link your Vitality drive card online and swipe it whenever you fill up at Shell or BP. You can also link your Gautrain Gold card if you have one.

How to increase your rewards

When you earn more Vitality drive points, you'll earn more fuel rewards

Improve your driving

Improve your Driver performance score

You earn Vitality drive points every month based on how well you drive. You can achieve a maximum of 850 Vitality drive points for your driver performance score every month.

Achieve your Personal goals

You can earn 50 Vitality drive points a month for reaching personal goals we give you, based on your past driving behaviour.

Remain claim-free

You can earn up to 200 Vitality drive points based on the amount of years you've not claimed from Discovery Insure.

Improve your driving knowledge and awareness

Complete our Online driver assessment

Improve your driving knowledge and awareness with the Online driver assessment once a year. You’ll earn 50 Vitality drive points for 12 months.

Complete a driving course

Complete one of the Discovery Insure driving courses to improve your driving and awareness on the road. Completing a course with one of our partners will earn you up to 150 Vitality drive points a month for 24 months. You can also complete our online course, and earn 150 Vitality drive points every month for 12 months.

Train With EyeGym

Train your visual awareness skills through regular EyeGym sessions. You can earn up to 150 Vitality drive points a month for 12 months.


Maintain your vehicle

Have an up-to-date service history 

When you complete your Tiger Wheel & Tyre Annual MultiPoint check, you'll earn an extra 50 Vitality drive points every month for 12 months for having an up-to-date service history.

Complete a Tiger Wheel & Tyre Annual MultiPoint check 

Take your motor vehicle to Tiger Wheel & Tyre for this check to make sure it's safer to drive. You’ll earn 100 Vitality drive points every month for 12 months for passing the check.

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