The Future of Banking.
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Banking has stayed the same for hundreds of years. Discovery Bank is designed to share the value that you create by managing your money well back with you through unprecedented interest rates and rewards.

Imagine there was a bank that believed:


It's not about how much you earn but how well you manage what you earn.


You should be able to bank anywhere and at any time with a bank branch in the palm of your hand.


Banking is about your financial wellbeing, building a community of people who manage their money well and making a meaningful impact in society.

This is our shared-value banking model

  • As you manage your money well, you create less risk and more value which we share back with you through improved interest rates and rewards.
  • It's simple, we believe that we'll do well when our clients do well, and society will benefit too. It's a win-win-win.

Read our white paper on The application of shared value in banking today to understand more about shared-value banking.

Your shared-value stack of rewards

Based on the product you choose, and your Vitality Money status - you'll unlock your own personal stack of shared-value rewards. You can use our interactive shared-value stack tool to see the value you could get with Discovery Bank.

See your personalised shared-value stack now

Sign up in minutes, add new accounts, enjoy contactless payments and much more. You have access to this and much more 24/7 on our smart, intuitive, state-of-the-art banking app.

Experience the best in digital banking on any device on And if you need to speak to a banker, we've got you covered too.

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